id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
wir:sparkonto_60plus:credit_tier1,wir:sparkonto_60plus,wir,credit,0.15,,500000.0,,CHF,2026-04-15,2026-04-15,Bis 500000 CHF,
wir:sparkonto_60plus:credit_tier2,wir:sparkonto_60plus,wir,credit,0.025,500000.0,,,CHF,2026-04-15,2026-04-15,,
wir:sparkonto_60plus:debit,wir:sparkonto_60plus,wir,overdraft,10.0,,,,CHF,2026-04-15,2026-04-15,,