id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
wir:wir_chf_privat:credit,wir:wir_chf_privat,wir,credit,0.01,,50000.0,,CHF,2026-04-15,2026-04-15,"Nur CHF-Konto privat, bis 50000 CHF",
wir:wir_chf_privat:debit,wir:wir_chf_privat,wir,overdraft,10.0,,,,CHF,2026-04-15,2026-04-15,,