id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id zkb:sparen3:credit,zkb:sparen3,zkb,credit,,,,,CHF,2026-05-24,2026-04-01,Auf Anfrage; ZKB Sparen 3 Konto (Saeule 3a),