id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
zuzwil:sparkonto18:rate,zuzwil:sparkonto18,zuzwil,credit,,,,,CHF,2026-06-09,2026-05-01,MIP-encrypted source — see note on zuzwil:sparkonto_top:rate,