Interest rates

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

7 rows where bank_id = "ca_nextbank" sorted by snapshot_date descending

✎ View and edit SQL

This data as json, CSV (advanced)

Suggested facets: rate_type, snapshot_date (date), valid_from (date)

id product_id bank_id rate_type rate tier_floor tier_ceiling tenor_months currency snapshot_date ▲ valid_from note source_document_id
ca_nextbank:ca_energy:rate_or CA Energy ca_nextbank:ca_energy Crédit Agricole next bank (Suisse) SA ca_nextbank savings_rate         CHF 2026-06-03 2026-06-01 Progressive 4-tier rates per "Account Interest Rates" document.  
ca_nextbank:ca_junior:rate_or CA Junior ca_nextbank:ca_junior Crédit Agricole next bank (Suisse) SA ca_nextbank savings_rate         CHF 2026-06-03 2026-06-01 Youth savings rate per "Account Interest Rates" document.  
ca_nextbank:libre_epargne:rate_or CA Libre Epargne ca_nextbank:libre_epargne Crédit Agricole next bank (Suisse) SA ca_nextbank savings_rate         CHF 2026-06-03 2026-06-01 Savings rate per "Account Interest Rates" document published separately. CHF + EUR rates differ.  
ca_nextbank:lombard_loan:rate_or Securities-based loan (Lombard) ca_nextbank:lombard_loan Crédit Agricole next bank (Suisse) SA ca_nextbank lombard_rate         CHF 2026-06-03 2026-06-01 Lombard rate on request.  
ca_nextbank:construction_loan:rate_or Construction loan ca_nextbank:construction_loan Crédit Agricole next bank (Suisse) SA ca_nextbank mortgage_rate         CHF 2026-06-03 2026-06-01 Construction loan rate on request. Commitment fee 0.125%/quarter published.  
ca_nextbank:mortgage_fr_de:rate_or Residential mortgage France/Germany ca_nextbank:mortgage_fr_de Crédit Agricole next bank (Suisse) SA ca_nextbank mortgage_rate         CHF 2026-06-03 2026-06-01 Cross-border mortgage rate on request. Variable rate at bank's discretion (per footnote 32).  
ca_nextbank:mortgage_ch:rate_or Residential mortgage Switzerland ca_nextbank:mortgage_ch Crédit Agricole next bank (Suisse) SA ca_nextbank mortgage_rate         CHF 2026-06-03 2026-06-01 Mortgage rate on request (variable + fixed offered). Document "Grille de taux client 04-26" published separately.  

Advanced export

JSON shape: default, array, newline-delimited, object

CSV options: 

CREATE TABLE interest_rate (
    id                 TEXT PRIMARY KEY,       -- sgkb:sparkonto:credit:tier1
    product_id         TEXT NOT NULL REFERENCES product(id),
    bank_id            TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    rate_type          TEXT NOT NULL,          -- credit (paid to customer), debit (charged to customer),
                                               -- bonus (conditional extra), discount (reduction on base),
                                               -- overdraft (penalty rate)
    rate               REAL,                   -- percentage value (0.050 = 0.050%); NULL = on request / not published
    tier_floor         REAL,                   -- balance threshold lower bound; NULL = from zero
    tier_ceiling       REAL,                   -- balance threshold upper bound; NULL = unlimited
    tenor_months       INTEGER,                -- term length in months (24 = 2yr); NULL = no fixed term
    currency           TEXT DEFAULT 'CHF',
    snapshot_date      TEXT NOT NULL,          -- date the rate was observed (YYYY-MM-DD)
    valid_from         TEXT,                   -- date the rate took effect (YYYY-MM-DD)
    note               TEXT,                   -- conditions, fine print
    source_document_id INTEGER REFERENCES source_document(id)
);
CREATE INDEX idx_interest_rate_product ON interest_rate(product_id);
CREATE INDEX idx_interest_rate_bank ON interest_rate(bank_id);
CREATE INDEX idx_interest_rate_snapshot ON interest_rate(bank_id, snapshot_date);
CREATE INDEX idx_interest_rate_type ON interest_rate(rate_type, bank_id);