Interest rates

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

10 rows where bank_id = "ce_courtelary" sorted by snapshot_date descending

✎ View and edit SQL

This data as json, CSV (advanced)

Suggested facets: product_id, rate_type, snapshot_date, valid_from, snapshot_date (date), valid_from (date)

id product_id bank_id rate_type rate tier_floor tier_ceiling tenor_months currency snapshot_date ▲ valid_from note source_document_id
ce_courtelary:compte_epargne_top:rate Compte epargne Top ce_courtelary:compte_epargne_top Caisse d'Epargne Courtelary SA ce_courtelary credit         CHF 2026-06-05 2026-02-01 sur demande  
ce_courtelary:hypotheque_variable:rate Hypothèque variable ce_courtelary:hypotheque_variable Caisse d'Epargne Courtelary SA ce_courtelary mortgage_rate         CHF 2026-06-05 2026-02-01 Taux sur demande  
ce_courtelary:hypotheque_fixe:rate Hypothèque fixe ce_courtelary:hypotheque_fixe Caisse d'Epargne Courtelary SA ce_courtelary mortgage_rate         CHF 2026-06-05 2026-02-01 Taux sur demande au guichet  
ce_courtelary:privor_3a:credit Privor — Compte prévoyance ce_courtelary:privor_3a Caisse d'Epargne Courtelary SA ce_courtelary credit         CHF 2026-05-31   Programme Privor inter-Clientis — taux varie par membre.  
ce_courtelary:hypotheque_variable:debit Hypothèque variable ce_courtelary:hypotheque_variable Caisse d'Epargne Courtelary SA ce_courtelary mortgage_rate         CHF 2026-05-31   sur demande.  
ce_courtelary:hypotheque_fixe:debit Hypothèque fixe ce_courtelary:hypotheque_fixe Caisse d'Epargne Courtelary SA ce_courtelary mortgage_rate         CHF 2026-05-31   sur demande — affiché dynamiquement dans l'e-banking ou via conseiller.  
ce_courtelary:compte_epargne_cadeau:credit Compte épargne cadeau ce_courtelary:compte_epargne_cadeau Caisse d'Epargne Courtelary SA ce_courtelary credit         CHF 2026-05-31   Taux selon brochure (non capturé).  
ce_courtelary:compte_epargne:credit Compte épargne ce_courtelary:compte_epargne Caisse d'Epargne Courtelary SA ce_courtelary credit         CHF 2026-05-31   Taux dynamique chargé via JS — non capturé dans le snapshot statique. Voir cec.clientis.ch pour le taux courant.  
ce_courtelary:mymix_epargne:credit_t2 myMix Epargne ce_courtelary:mymix_epargne Caisse d'Epargne Courtelary SA ce_courtelary credit 0.1 50000.0     CHF 2026-05-31 2026-01-01 myMix Epargne (<25 ans): 0.100% au-delà de CHF 50'000.  
ce_courtelary:mymix_epargne:credit_t1 myMix Epargne ce_courtelary:mymix_epargne Caisse d'Epargne Courtelary SA ce_courtelary credit 0.5 0.0 50000.0   CHF 2026-05-31 2026-01-01 myMix Epargne (<25 ans): 0.500% jusqu'à CHF 50'000.  

Advanced export

JSON shape: default, array, newline-delimited, object

CSV options: 

CREATE TABLE interest_rate (
    id                 TEXT PRIMARY KEY,       -- sgkb:sparkonto:credit:tier1
    product_id         TEXT NOT NULL REFERENCES product(id),
    bank_id            TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    rate_type          TEXT NOT NULL,          -- credit (paid to customer), debit (charged to customer),
                                               -- bonus (conditional extra), discount (reduction on base),
                                               -- overdraft (penalty rate)
    rate               REAL,                   -- percentage value (0.050 = 0.050%); NULL = on request / not published
    tier_floor         REAL,                   -- balance threshold lower bound; NULL = from zero
    tier_ceiling       REAL,                   -- balance threshold upper bound; NULL = unlimited
    tenor_months       INTEGER,                -- term length in months (24 = 2yr); NULL = no fixed term
    currency           TEXT DEFAULT 'CHF',
    snapshot_date      TEXT NOT NULL,          -- date the rate was observed (YYYY-MM-DD)
    valid_from         TEXT,                   -- date the rate took effect (YYYY-MM-DD)
    note               TEXT,                   -- conditions, fine print
    source_document_id INTEGER REFERENCES source_document(id)
);
CREATE INDEX idx_interest_rate_product ON interest_rate(product_id);
CREATE INDEX idx_interest_rate_bank ON interest_rate(bank_id);
CREATE INDEX idx_interest_rate_snapshot ON interest_rate(bank_id, snapshot_date);
CREATE INDEX idx_interest_rate_type ON interest_rate(rate_type, bank_id);