Interest rates

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

8 rows where bank_id = "migrosbank" sorted by snapshot_date descending

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Suggested facets: product_id, rate_type, snapshot_date, note, snapshot_date (date), valid_from (date)

id product_id bank_id rate_type rate tier_floor tier_ceiling tenor_months currency snapshot_date ▲ valid_from note source_document_id
migrosbank:festgeld_callgeld:rate Migros Bank Fest- und Callgeld migrosbank:festgeld_callgeld Migros Bank AG migrosbank credit         CHF 2026-06-09 2026-01-01 Zinssatz auf Anfrage (Geldmarktanlage)  
migrosbank:freizuegigkeitskonto:r Freizügigkeitskonto migrosbank:freizuegigkeitskonto Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Rate not in Preisbroschüre.  
migrosbank:sparkonto_free25:r Sparkonto Free25 migrosbank:sparkonto_free25 Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Rate not in Preisbroschüre.  
migrosbank:sparkonto_business:r Sparkonto Business migrosbank:sparkonto_business Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Rate not in Preisbroschüre.  
migrosbank:sparkonto:r Sparkonto/Seniorensparkonto migrosbank:sparkonto Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Rate not in Preisbroschüre.  
migrosbank:mietzinsdepot:r Mietzinsdepot migrosbank:mietzinsdepot Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Rate not in Preisbroschüre — see separate Zinsen-Übersicht.  
migrosbank:geldmarktpapiere:r Migros Bank Geldmarktpapiere migrosbank:geldmarktpapiere Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Yield abhängig vom Papier + Markt.  
migrosbank:festgeld_callgeld:r Migros Bank Fest- und Callgeld migrosbank:festgeld_callgeld Migros Bank AG migrosbank savings_rate         CHF 2026-06-03 2026-01-01 Zinssatz auf Anfrage.  

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CREATE TABLE interest_rate (
    id                 TEXT PRIMARY KEY,       -- sgkb:sparkonto:credit:tier1
    product_id         TEXT NOT NULL REFERENCES product(id),
    bank_id            TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    rate_type          TEXT NOT NULL,          -- credit (paid to customer), debit (charged to customer),
                                               -- bonus (conditional extra), discount (reduction on base),
                                               -- overdraft (penalty rate)
    rate               REAL,                   -- percentage value (0.050 = 0.050%); NULL = on request / not published
    tier_floor         REAL,                   -- balance threshold lower bound; NULL = from zero
    tier_ceiling       REAL,                   -- balance threshold upper bound; NULL = unlimited
    tenor_months       INTEGER,                -- term length in months (24 = 2yr); NULL = no fixed term
    currency           TEXT DEFAULT 'CHF',
    snapshot_date      TEXT NOT NULL,          -- date the rate was observed (YYYY-MM-DD)
    valid_from         TEXT,                   -- date the rate took effect (YYYY-MM-DD)
    note               TEXT,                   -- conditions, fine print
    source_document_id INTEGER REFERENCES source_document(id)
);
CREATE INDEX idx_interest_rate_product ON interest_rate(product_id);
CREATE INDEX idx_interest_rate_bank ON interest_rate(bank_id);
CREATE INDEX idx_interest_rate_snapshot ON interest_rate(bank_id, snapshot_date);
CREATE INDEX idx_interest_rate_type ON interest_rate(rate_type, bank_id);