id,product_id,bank_id,condition_type,trigger_description,trigger_threshold_chf,effect_type,effect_magnitude,affected_fee_id,note,source_page,valid_from
owkb:privatkonto_basis:okb_rabatt_or_gate,owkb:privatkonto_basis,owkb,cross_sell_asset_threshold,OKB-Rabatt: 3-way OR — CHF 30k Kundenvermoegen ODER Hypothek/Kredit CHF 100k ODER OKB-Karte (exkl. Travel-Prepaid),30000.0,fee_reduced,0.75,,Batch 20 refinement: Karten-Option added als 3. OR-Kriterium. Reflection: OKB priorisiert Karten-Cross-Sell.,,2026-05-01