id,product_id,bank_id,condition_type,trigger_description,trigger_threshold_chf,effect_type,effect_magnitude,affected_fee_id,note,source_page,valid_from wir:bankpaket_top:4_way_or_gate,wir:bankpaket_top,wir,cross_sell_asset_threshold,"Bankpaket top: mindestens 1 von 4 Bedingungen erforderlich (siehe pricing_condition-Narrative fuer Details, incl. Genossenschafts-share als 4. OR-Kriterium)",,fee_waived,,,Batch 2 atom-documented: 4-way OR (vs OWKB 3-way). Enthaelt Genossenschafts-share Cross-sell — Cross-Bank-Muster mit Genossenschaft-Kohorte.,,