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pricing_rule: wir:wir_konto:chw_austritt_150_penalty

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id product_id bank_id condition_type trigger_description trigger_threshold_chf effect_type effect_magnitude affected_fee_id note source_page valid_from
wir:wir_konto:chw_austritt_150_penalty wir:wir_konto wir behavioral_monthly_deposit CHW-System-Austritt: CHF 150/Jahr (CHF 12.50/Monat) Kontofuehrungsgebuehr bis Saldierung — Anti-Churn-Penalty fuer Kunden die WIR-System verlassen   fee_reduced -150.0   Batch 2 atom-documented: Novel Anti-Churn-Penalty-Struktur. Kunde zahlt Kontofuehrung so lange er im System bleibt statt CHW-Austritt zu vollziehen. WIR-Systen-Retention-Instrument.   2026-06-01
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