id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type,age_range_min,age_range_max,age_range_label,status
beb:current_account,beb,current_account,Privatkonto,CHF,private,standard,"Burgerliche Ersparniskasse Bern Genossenschaft — Bernese cooperative tied to Burgergemeinde Bern (Bernese patrician corporation, ~3000 members descended from medieval Bernese citizenry). Atom #275 26th instance. Distinctive: patrician-family-shareholder governance pattern.",,,BPG003DCKY84,free,1,,,,,,active