id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
bergos:discretionary_core,bergos,wealth_management,Discretionary Mandate — BERGOS CORE,CHF,private,high_net_worth,"Bergos flagship discretionary mandate. Multi-asset multi-instrument approach: direct securities + funds + ETFs + structured products + liquid alternatives + precious metals. Fully leverages Bergos Top-Down macro view + Bottom-Up securities selection in Europe and US (Large Cap focus with sector house view). Profiles: Festverzinslich / Defensiv / Ausgewogen / Wachstum / Aktien / CORE SCHWEIZ. Atom #274 22nd instance: pricing tailored, no public fee schedule.",,,BPG003BFBNBJ,pro,1,,
bergos:discretionary_global_etf,bergos,wealth_management,Discretionary Mandate — BERGOS GLOBAL ETF,CHF,private,wealthy,"ETF-heavy global equity exposure mandate. Fully leverages Bergos Top-Down macro view + megatrend identification expertise. Global ex-European equity bias with US, European and Asian focus. Multi-asset via ETFs and similar instruments. Designed for clients seeking global-equity exposure with low single-stock idiosyncratic risk.",,,BPG003DA8NRR,pro,1,,
bergos:discretionary_direct,bergos,wealth_management,Discretionary Mandate — BERGOS DIRECT,CHF,private,high_net_worth,Single-instrument-class discretionary mandate using primarily direct securities (Direktanlagen). Equity selection in Europe + Switzerland + US (Large Cap focus). Bond selection focused on high-quality issuers primarily in USD & EUR. Sector house view integrated. For clients wanting transparent ownership of named securities rather than fund-of-funds opacity.,,,BPG0033XQ58J,pro,1,,
bergos:discretionary_private_markets,bergos,wealth_management,Discretionary Mandate — BERGOS PRIVATE MARKETS,CHF,private,high_net_worth,Private-markets-focused discretionary mandate. Global private markets exposure with industrial-nation focus. Best-in-class manager selection. Captures the private-markets illiquidity premium. Vehicle: evergreen funds and similar instruments. Tailored fee structure with carry/perf components likely.,,,BPG0033CBS2P,pro,1,,
bergos:advisory_mandate,bergos,personal_advisory,Advisory Mandate (Beratungsmandate),CHF,private,high_net_worth,Advisory-only mandate — client retains decision authority but receives Bergos investment recommendations on entire portfolio or per-transaction. Same 4-strategy framework as discretionary (CORE / GLOBAL ETF / DIRECT / PRIVATE MARKETS). Lower-touch than discretionary; lower fee likely.,,,BPG00345N4Z2,pro,1,,
bergos:strategic_advice,bergos,personal_advisory,Strategic Advice (Strategische Beratung),CHF,private,high_net_worth,"Strategic wealth advisory — distinct from transaction-level advice. Asset allocation, estate planning, multi-jurisdictional structuring. Project-fee or retainer model typical.",,,BPG003EGAJMK,pro,1,,
bergos:family_office,bergos,wealth_management,Enterprise and Family Solutions,CHF,business,wealthy,"Family office and entrepreneur-focused service line. Multi-generation wealth planning, business succession, philanthropy structuring, art-collection management (via Art Consult). For Unternehmer-und-Family-Office clients with complex multi-stakeholder structures.",,,BPG0034F4CNN,pro,1,,
bergos:art_consult,bergos,wealth_management,Art Consult — art-wealth advisory,CHF,private,high_net_worth,"Stand-alone art-wealth advisory practice (within the Beyond Money line). Art-collection valuation, acquisition advisory, custody coordination, regular Bergos Art Consult Newsletter publication. Rare named-brand-line offering within CH UHNW classical cohort — only Pictet has a comparable named art practice.",,,BPG0033DXJYR,pro,1,,
bergos:custody,bergos,securities_trading,Custody account (Depot),CHF,private,high_net_worth,Securities custody underlying all mandate types. Bundled fee within discretionary mandates; separately invoiced under advisory. esisuisse deposit-insurance protection (separate Einlagensicherung document published in DE+EN).,,,BPG003TNBJ91,pro,1,,