id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
ca_nextbank:pack_ca_simply,ca_nextbank,current_account,"CA Simply pack (FREE, FR/DE/IT IBAN only)",CHF,private,standard,Entry-tier free pack — restricted to holders of FR/DE/IT IBAN + individual accounts. Personal CHF account + e-banking read-only + automatic daily SEPA credit transfers. No debit card. No additional services. Atom #299 frontalier specialization most aggressive.,,,BPG003E79CGR,free,0,,
ca_nextbank:pack_ca_start,ca_nextbank,current_account,CA Start pack (CHF 5/month),CHF,private,standard,Basic pack. Personal CHF + Savings CHF + e-banking + unlimited free CH+SEPA transfers + SWIFT at CHF 10/transfer + TWINT. No debit card.,,,BPG003KR6YJ0,free,0,,
ca_nextbank:pack_ca_extra,ca_nextbank,current_account,CA Extra pack (CHF 12/month),CHF,private,standard,Full pack. All Start features + free Mastercard Debit + free CANB ATMs unlimited + non-CANB ATMs CHF 2 + Silver Mastercard free first year + Gold Mastercard 50% off first year.,,,BPG003Q6H80D,free,0,,
ca_nextbank:pack_ca_first,ca_nextbank,current_account,CA First pack (CHF 15/month),CHF,private,premium,Premium pack. All Extra features + free SWIFT transfers + free foreign payments (FR/DE/IT/AT) + authorized overdraft CHF 1k (individual) / CHF 2k (joint) + 6 free non-CANB CH ATM withdrawals/year + foreign ATM CHF 4 (vs CHF 5).,,,BPG003M5SEGD,free,0,,
ca_nextbank:libre_epargne,ca_nextbank,savings_account,CA Libre Epargne,CHF,private,standard,Standard savings account in CHF or EUR. Withdrawal limit CHF/EUR 20k/month. Payment limit CHF 100k or EUR 200k. 3-month notice if limit exceeded. Free account maintenance + opening/closure.,,,BPG0032NQN9Q,free,0,,
ca_nextbank:ca_junior,ca_nextbank,savings_account,CA Junior,CHF,private,children,Youth savings account (until 18). Free account maintenance until age 19. Unlimited withdrawals + payment limit. 1 account per currency.,,,BPG003SS083N,free,0,,
ca_nextbank:ca_energy,ca_nextbank,savings_account,CA Energy,CHF,private,standard,"Progressive-rate savings account (4 tiers). Payment limit CHF 200k. First 6 months: 2% penalty on withdrawals. After 6 months: unlimited withdrawals, CHF 50k/year limit, 3-month notice if exceeded.",,,BPG003C9TVMX,free,0,,
ca_nextbank:savings_3a,ca_nextbank,pension_account,Savings 3a (via Liberty 3a Retirement Savings Foundation),CHF,private,standard,Pillar 3a savings account. Foundation partnership with Liberty. Account opening/maintenance FREE. Savings account fixed fees FREE. Portfolio deposit: 0.40% foundation fee + 0.30% bank fee = 0.70% all-in p.a. (deducted monthly). Max 5 accounts per customer.,,,BPG003R0GHRW,free,0,,
ca_nextbank:vested_benefits,ca_nextbank,pension_account,Vested benefits (via Liberty/Lealta Foundations),CHF,private,standard,Säule 2 Freizügigkeit. Foundation partnerships with Liberty + Lealta. Account opening/maintenance FREE. Portfolio deposit: 0.40% foundation + 0.30% bank = 0.70% all-in p.a. Max 1 account per customer per foundation.,,,BPG003PKCJ6R,free,0,,
ca_nextbank:mortgage_ch,ca_nextbank,mortgage,Residential mortgage Switzerland,CHF,private,standard,"Swiss residential mortgage. Administration fee 0.1% of loan amount, min CHF 250. Early repayment on maturity CHF 400/request. Not on maturity CHF 400 + penalty per contract. Switching bank CHF 600/request. Modifications: simple FREE, complex CHF 500.",,,BPG003QMXDKD,pro,0,,
ca_nextbank:mortgage_fr_de,ca_nextbank,mortgage,Residential mortgage France/Germany,CHF,private,standard,"Cross-border mortgage for FR/DE property. Administration fee 0.8% of loan (min CHF 600, max CHF 3,000). Release of mortgage CHF 200.",,,BPG003S2Y7X0,pro,0,,
ca_nextbank:construction_loan,ca_nextbank,mortgage,Construction loan,CHF,private,standard,Swiss construction loan. Same 0.1% admin (min CHF 250) as residential. Consolidation with CANB FREE; with competitor CHF 900. Commitment fee 0.125%/quarter. Early repayment to switch CHF 900.,,,BPG003XT31J4,pro,0,,
ca_nextbank:lombard_loan,ca_nextbank,mortgage,Securities-based loan (Lombard),CHF,private,standard,Lombardkredit secured by securities portfolio. Administration FREE. Early repayment: on maturity no penalty; off-maturity penalty per contract.,,,BPG003XG2WZR,pro,0,,
ca_nextbank:debit_mastercard,ca_nextbank,debit_card,Mastercard Debit card,CHF,private,standard,"CHF Mastercard Debit. Primary card: CHF 3.50/month (Without pack + CA Start), FREE (CA Extra + CA First). Additional individual card: CHF 3.50/month all packs. Apple Pay support. TWINT.",,,BPG003496Q1H,free,0,,
ca_nextbank:silver_mastercard,ca_nextbank,credit_card,Silver Mastercard credit card,CHF,private,standard,Silver Mastercard CHF 100/year (free first year). Additional card CHF 25/year. Payment fees set by Viseca (white-label issuer).,,,BPG003WMYZDZ,free,0,,
ca_nextbank:gold_mastercard,ca_nextbank,credit_card,Gold Mastercard credit card,CHF,private,wealthy,Gold Mastercard CHF 200/year (50% off first year). Additional card CHF 50/year. Payment fees set by Viseca.,,,BPG003FR6B8F,free,0,,
ca_nextbank:securities_account,ca_nextbank,securities_trading,Securities account (via e-banking),CHF,private,standard,"Self-service securities trading via e-banking. Commission 1.1% (min CHF 75) for CH/FR/DE, 1.7% (min CHF 125) UK. Custody 0.20%/year, min CHF 120/year. Transfer to CANB FREE; to third-party CHF 120/line.",,,BPG003A3QE8H,pro,0,,
ca_nextbank:investment_funds,ca_nextbank,securities_trading,Investment funds (via client advisor),CHF,private,standard,"Investment fund account (advisor-mediated, not self-service). Fixed cost CHF 50/transaction + 0.50% commission. Custody 0.20%/year min CHF 120. Account opening FREE, closing CHF 100. Transfer-in not authorized, transfer-out CHF 120/line.",,,BPG0038BG1QC,pro,0,,
ca_nextbank:fund_savings_plan,ca_nextbank,securities_trading,Fund savings plan,CHF,private,standard,"Automatic monthly investment in selected funds. Min CHF 100/month. Commission 0.50%/transaction. Custody 0.10%/year (no minimum). Account opening FREE, closing CHF 100. Free change of selection + monthly amount + suspension.",,,BPG003CNTFHV,pro,0,,