id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
neon:free,neon,package,neon free,CHF,private,standard,"Free plan. CHF account, Debit MC, app, TWINT Prepaid, eBill, QR-bill, standing orders. No free ATM withdrawals. FX 0.35%.",,,BPG003PZH7NK,free,0,,
neon:plus,neon,package,neon plus,CHF,private,standard,"CHF 2/month. 2 free ATM withdrawals/month, lower FX on ATM abroad (1.0%), phone insurance.",,,BPG003SCWERP,free,0,,
neon:global,neon,package,neon global,CHF,private,standard,"CHF 8/month. 3 free ATM withdrawals, FX ATM abroad 0.5%, travel + cyber insurance, 20% Wise discount, free card replacement abroad.",,,BPG003W1243V,free,0,,
neon:metal,neon,package,neon metal,CHF,private,standard,"CHF 15/month. 5 free ATM + free worldwide, FX ATM abroad 0%, travel + cyber + phone insurance, 40% Wise discount, metal card, lounge access.",,,BPG00319M958,free,0,,
neon:konto,neon,current_account,neon Konto,CHF,private,standard,CHF account with Swiss IBAN. Deposits held at Hypothekarbank Lenzburg. esisuisse deposit protection up to CHF 100000. 0% interest.,,,BPG003TMWZQA,free,0,,
neon:debit_mc,neon,debit_card,neon Debit Mastercard,CHF,private,standard,"Physical Debit Mastercard included in all plans. Contactless, Apple Pay, Google Pay. Metal card in metal plan.",,,BPG003D6VAHG,free,0,,
neon:duo,neon,current_account,neon duo,CHF,private,standard,Joint account add-on for two people sharing one household. CHF 3/month per person. Separate sub-account.,,,BPG003K1KSAD,free,0,,
neon:green,neon,loyalty_program,neon green,CHF,private,standard,"Eco add-on. CHF 3/month. Tree planting, eco-friendly card material. Stackable on any plan.",,,BPG003CZDQW4,free,0,,
neon:invest,neon,self_directed_trading,neon invest,CHF,private,standard,"Stock, ETF, and crypto ETP trading in the app. Swiss 0.5%, international 1.0%. Free custody. Free FX conversion. Selected partner products free (Invesco, Leonteq, Xtrackers).",,,BPG003R1DXC6,pro,0,,
neon:sparplan,neon,self_directed_trading,neon Sparplan,CHF,private,standard,Automated recurring investment plan. Same fees as neon invest. Setup free.,,,BPG003348ZVH,pro,0,,
neon:pillar3a,neon,pillar_3a,neon Pillar 3a,CHF,private,standard,Tax-advantaged retirement savings with investment strategies. Tiered management fee 0.39-0.45% p.a. Two strategies: Offensive 100 and Dynamic 80.,,,BPG003TZCY3C,pro,0,,