id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
reichmuth:asset_mgmt_standard_allin,reichmuth,wealth_management,Asset Management — Standard Strategy (all-in fee),CHF,private,high_net_worth,"Discretionary asset management with all-in fee (custody + asset mgmt + transactions bundled). AuM-tiered: 1.20% to CHF 2M / 1.10% CHF 2-5M / 1.00% CHF 5-10M / 0.90% ≥CHF 10M. Balanced mandate or ex-Switzerland domicile: +0.1-0.3%. Published fee, transparent rates.",,,BPG003E1YHYF,pro,0,,
reichmuth:asset_mgmt_standard_perf,reichmuth,wealth_management,Asset Management — Standard Strategy (performance fee variant),CHF,private,high_net_worth,Discretionary asset management with reduced all-in fee + 10% performance fee (high-water-mark principle). Tiered: 0.60% to CHF 2M / 0.55% CHF 2-5M / 0.50% CHF 5-10M / 0.45% ≥CHF 10M + 10% performance.,,,BPG003N50J9E,pro,0,,
reichmuth:asset_mgmt_separate_custody,reichmuth,wealth_management,Asset Management — Standard (separate custody fee variant),CHF,private,high_net_worth,Asset management fee 0.80% to CHF 2M / 0.65% CHF 2-5M / 0.50% CHF 5-10M / 0.45% ≥CHF 10M. PLUS separate custodian fee 0.20% p.a. + transaction fees.,,,BPG003ARSKJF,pro,0,,
reichmuth:asset_mgmt_special,reichmuth,wealth_management,Asset Management — Special Strategies,CHF,private,wealthy,"Specialized investment strategies (sector, thematic, alternative). 1.50% p.a. up to CHF 2M, larger AuM on request.",,,BPG003F9PPBF,pro,0,,
reichmuth:asset_mgmt_modular,reichmuth,wealth_management,Asset Management — Modular Strategies,CHF,private,standard,Modular all-in fee from 0.50% p.a. (entry tier). Lower fee structure for mass-affluent or smaller-AuM clients.,,,BPG00381CKF2,pro,0,,
reichmuth:advisory_transaction,reichmuth,personal_advisory,Investment Advice — Transaction-related,CHF,private,high_net_worth,"Investment advisory mandate, transaction-related. Administration fee 0.80% to CHF 2M tiered down to 0.50% ≥CHF 10M. Plus advisory fee 0.60% to CHF 2M / 0.40% CHF 2-5M / 0.30% ≥CHF 5M. Plus separate custody 0.20% and transaction fees.",,,BPG0031Q3933,pro,0,,
reichmuth:advisory_portfolio,reichmuth,personal_advisory,Investment Advice — Portfolio-related,CHF,private,high_net_worth,"Investment advisory mandate, portfolio-related (higher service level). Administration fee 1.20% to CHF 2M tiered down to 0.90% ≥CHF 10M. Plus advisory fee 0.90% / 0.70% / 0.60% by AuM tier.",,,BPG003R1P5DK,pro,0,,
reichmuth:advisory_light,reichmuth,personal_advisory,"Investment Advice ""light""",CHF,private,wealthy,Sparring-partner for second opinions. Lower-touch service. Administration fee 0.60% to CHF 2M tiered down to 0.30% ≥CHF 10M.,,,BPG00372V7ND,pro,0,,
reichmuth:custody,reichmuth,securities_trading,Custodian Account (Depot),CHF,private,high_net_worth,Standalone custody. Basic rate 0.40% p.a. tiered: 0.30% from CHF 2M / 0.20% from CHF 5M. Or 0.20% as separate-custody-fee variant within other mandates.,,,BPG003ZS81FZ,pro,0,,
reichmuth:asset_overview,reichmuth,wealth_management,Integral Asset Overview (Consolidations),CHF,private,high_net_worth,Asset consolidation across third-party custodians. Tiered: 0.20% to CHF 20M / 0.15% to CHF 50M / 0.10% from CHF 50M.,,,BPG0036DG8D5,pro,0,,