id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
sequence:managed_basic,sequence,ebanking,Managed Accounting BASIC,CHF,business,standard,"Full-service ERP + accounting with accountant. 25 invoices/month, 30 bank-transaction reconciliations, quarterly VAT filing, annual closing, tax return. Excludes HR module.",,,BPG003AEVKGK,free,0,,
sequence:managed_business,sequence,ebanking,Managed Accounting BUSINESS,CHF,business,standard,"Full-service tier: 50 invoices/month, 60 bank-transaction reconciliations. Includes HR module. Standard quarterly VAT, annual closing, tax return.",,,BPG003QQHWBJ,free,0,,
sequence:managed_premium,sequence,ebanking,Managed Accounting PREMIUM,CHF,business,standard,"Top tier: 100 invoices/month, unlimited bank-transaction reconciliations. Full HR + all other modules included.",,,BPG00368TTY3,free,0,,
sequence:self_independents,sequence,ebanking,Self-Managed ERP INDEPENDENTS,CHF,business,standard,"Software-only ERP for freelancers. 1 admin + 1 authorized representative. Automated sales/purchasing, AI-assisted accounting, timesheet billing. No payroll/HR module.",,,BPG003021GNY,free,0,,
sequence:self_startups,sequence,ebanking,Self-Managed ERP START-UPS,CHF,business,standard,Software-only ERP for startups. Includes HR/payroll module (1 payslip included; +CHF 13.90 per additional employee). Expense management. 1 admin + 1 rep.,,,BPG003ZW67B8,free,0,,
sequence:self_smes,sequence,ebanking,Self-Managed ERP SMEs,CHF,business,standard,Software-only ERP for SMEs. 5 employees / 6 payslips included (+CHF 8.90 per additional). 1 admin + unlimited reps.,,,BPG003JCFX4C,free,0,,