id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
swiq:trading_account,swiq,self_directed_trading,Swissquote Trading Account,CHF,private,standard,Self-directed Wertschriften-Konto. Multi-Waehrung. Custody-Gebuehr quartalsweise CHF 20-50 (tiered). Stock-Trading ab CHF 3.,,,BPG003ARRRMQ,pro,0,,
swiq:trading_account_corporate,swiq,self_directed_trading,Swissquote Trading Account (Legal Entities),CHF,business,standard,"Wertschriften-Konto fuer juristische Personen. Custody 0.025%/Quartal, min CHF 20, kein Maximum.",,,BPG00366M45R,pro,0,,
swiq:save_easy_chf,swiq,savings_account,Save Easy (CHF),CHF,private,standard,"CHF-Sparkonto. 0.10% bis CHF 100k, 0% darueber. Keine Kontofuehrungsgebuehr.",,,BPG0038H1799,free,0,,
swiq:save_easy_eur,swiq,savings_account,Save Easy (EUR),EUR,private,standard,"EUR-Sparkonto. Tiered: 0.75% bis 50k, 0.50% bis 100k, 0.25% darueber. Keine Kontofuehrung.",,,BPG003Z6FFAQ,free,0,,
swiq:save_easy_usd,swiq,savings_account,Save Easy (USD),USD,private,standard,"USD-Sparkonto. Tiered: 1.75% bis 50k, 1.00% bis 100k, 0.50% darueber.",,,BPG003RPYQA4,free,0,,
swiq:save_easy_gbp,swiq,savings_account,Save Easy (GBP),GBP,private,standard,"GBP-Sparkonto. Tiered: 2.00% bis 50k, 1.25% bis 100k, 0.75% darueber. Hoechster CH-Sparzins fuer GBP-Bestaende.",,,BPG003JHXWFT,free,0,,
swiq:debit_light,swiq,debit_card,Light (Virtual Debit Mastercard),CHF,private,standard,"Gratis-Virtuelle Debit Mastercard. ATM CH CHF 1.90/Bezug, Ausland CHF 4.90. FX 0.95% auf 13 Hauptwaehrungen.",,,BPG003NFNK1F,free,0,,
swiq:debit_bright,swiq,debit_card,Bright (Debit Mastercard + Banking Package),CHF,private,standard,"Mittlerer Tier: CHF 6.90/Monat (erste 6 Monate gratis). 5 ATM-Bezuege CH/Monat gratis, danach CHF 1.90. ATM Ausland CHF 4.90.",,,BPG003STRYS7,free,0,,
swiq:debit_elite,swiq,debit_card,Elite (Debit Mastercard + Premium Package),CHF,private,wealthy,"Premium-Tier ab CHF 100k Vermoegen. CHF 39/Monat. 5 ATM-Bezuege CH und Ausland/Monat gratis. FX gratis bis CHF 5k/Monat, danach 0.25%.",,,BPG003GV0PQN,free,0,,
swiq:3a_easy_saving,swiq,pillar_3a,3a Easy — Saving Strategy,CHF,private,standard,Reines Cash-3a. Kostenlos. SARON-basierte Verzinsung 0.10% (Stand 2025-07-01). Min. CHF 100 pro Einzahlung.,,,BPG003JAQ158,pro,0,,
swiq:3a_easy_balanced,swiq,pillar_3a,3a Easy — Balanced Strategy,CHF,private,standard,Ausgewogene Anlagestrategie. 0.60% all-in p.a. Min. CHF 100 pro Einzahlung.,,,BPG003M2DE3M,pro,0,,
swiq:3a_easy_dynamic,swiq,pillar_3a,3a Easy — Dynamic Strategy,CHF,private,standard,Dynamische Anlagestrategie. 0.60% all-in p.a. Min. CHF 100 pro Einzahlung.,,,BPG003WX7Z1P,pro,0,,
swiq:3a_easy_ambitious,swiq,pillar_3a,3a Easy — Ambitious Strategy,CHF,private,standard,Ambitionierte Anlagestrategie (hoechste Aktienquote). 0.60% all-in p.a. Min. CHF 100 pro Einzahlung.,,,BPG003Y9PK04,pro,0,,
swiq:ebanking,swiq,ebanking,e-Banking / Trading platform,CHF,private,standard,Web + Mobile Trading-Plattform. Kostenlos. Inklusive Online-Zahlungen CHF/EUR innerhalb CH/LI gratis.,,,BPG003AAWTVA,free,0,,