id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type
vontobel:access_ch_li,vontobel,wealth_management,Vontobel Access (CH/LI Domicile),CHF,private,wealthy,"Foundation-Mandat: persoenlicher Relationship Manager, Zugang zur digitalen Plattform, Pillar-3 + Freizuegigkeit, Bankgarantie fuer Kreditkarten, Steuerbescheinigungen (AEOI/FATCA). CHF 2,400/Jahr fuer CH/LI-domizilierte Kunden.",,,BPG003VJB2TT,pro,0,,
vontobel:access_international,vontobel,wealth_management,Vontobel Access (International),CHF,private,wealthy,"Wie Access CH/LI, aber fuer International-domizilierte Kunden. CHF 3,000/Jahr. Bei joint relationships mit unterschiedlichen Domizilen gilt automatisch International. Surcharge ≥CHF 2,400 fuer legal entities oder Kunden mit erhoehtem Monitoring-Aufwand (bis CHF 10,000).",,,BPG0034HM6FZ,pro,0,,
vontobel:cash_account,vontobel,current_account,Vontobel Cash Account,CHF,private,wealthy,"Mehrwaehrungs-Kontokorrent zum traditionellen Banking + Liquiditaetsmanagement. Im Access Bundle. Fee: 0.350% (≤5M) abnehmend bis 0.250% (25-50M), darueber on request.",,,BPG0039QW1Y3,free,0,,
vontobel:satellite_portfolio,vontobel,safe_deposit,Vontobel Satellite Portfolio,CHF,private,wealthy,Securities-Depot fuer Sammlerstuecke oder strategische Positionen ausserhalb der Investment-Mandate. Fee 0.350% (≤5M) tiered. +50% Surcharge fuer Wertschriftentransaktionen.,,,BPG0032Q4FXR,free,0,,
vontobel:crypto_account,vontobel,metal_account,Vontobel Crypto Account,CHF,private,wealthy,Dediziertes Portfolio fuer Krypto-Trading und -Verwahrung. Fee: 0.650% (≤5M) abnehmend bis 0.550% (25-50M). Eine der wenigen privaten Bankplattformen mit explizitem Crypto-Account-Angebot.,,,BPG003EFD6MR,pro,0,,
vontobel:advice_base,vontobel,financial_planning,Vontobel Advice Base,CHF,private,wealthy,"Anlageberatung Stufe Base: reaktiver Kontakt + regelmaessiger Review on request + Core-Universum. Brokerage-Modell: 0.750% (≤5M) tiered bis 0.550% (25-50M), Mindestgebuehr CHF 1,875.",,,BPG0032RXWH2,pro,0,,
vontobel:advice_plus,vontobel,financial_planning,Vontobel Advice Plus,CHF,private,wealthy,"Anlageberatung Stufe Plus: persoenlicher/digitaler Kontakt + semi-annual reviews + personalisierte Empfehlungen + komplettes Universum. Flat-Fee: 1.350% (≤5M) bis 0.950% (25-50M), min CHF 6,750. Brokerage-Modell: 0.900% bis 0.700%, min CHF 4,500. +0.1% Surcharge fuer Enhancement-Modul.",,,BPG003HXM678,pro,0,,
vontobel:advice_premium,vontobel,financial_planning,Vontobel Advice Premium,CHF,private,private_only,"Anlageberatung Stufe Premium: dedizierter Investment Advisor + Performance Assessment. Flat: 1.500% (≤5M) bis 1.100% (25-50M), min CHF 45,000. Brokerage: 1.050% bis 0.850%, min CHF 31,500.",,,BPG0038H967R,pro,0,,
vontobel:volt,vontobel,robo_advisory,Vontobel Volt (Digital Investing),CHF,private,standard,"Digitale Investment-App mit aktiv gemanagtem Portfolio. 0.470% Flat-Fee auf alle Assets (davon 0.170% custody). Kein Minimum. Hinweis: +0.02% Digital Access Fee fuer Variante ""Volt Invest — Digital"".",,,BPG003NFZZ7W,pro,0,,
vontobel:select,vontobel,wealth_management,Vontobel Select (Hybrid Modules),CHF,private,wealthy,"Hybrid-Loesung: 6 Investment-Boutiquen + modulare Investments waehlbar. Flat-Fee: 1.500% (≤5M) bis 1.000% (25-50M), min CHF 7,500.",,,BPG003XK2FV2,pro,0,,
vontobel:delegate_global,vontobel,wealth_management,Vontobel Delegate Global,CHF,private,wealthy,"Diskretionaeres Mandat mit Fokus auf globale Finanzmaerkte. 3 Risikoprofile: Conservative 1.200% / Balanced 1.300% / Growth 1.400% (≤5M). Minimum CHF 1,200-1,400 je nach Profil.",,,BPG003E3B5S5,pro,0,,
vontobel:delegate_swissness,vontobel,wealth_management,Vontobel Delegate Swissness,CHF,private,wealthy,"Diskretionaeres Mandat in CHF-denominierten oder CHF-gehedgten Assets. Selbe Tarif-Logik wie Global (3 Risikoprofile, Min CHF 1,200-1,400).",,,BPG003QHZHRA,pro,0,,
vontobel:delegate_principles,vontobel,wealth_management,Vontobel Delegate Principles (Article 8 ESG),CHF,private,wealthy,"Diskretionaeres ESG-Mandat: Investments erfuellen Article 8 SFDR (EU Sustainable Finance Disclosures Regulation). 3 Risikoprofile, gleiche Tarife wie Global/Swissness.",,,BPG0035WQG65,pro,0,,
vontobel:delegate_prime,vontobel,wealth_management,Vontobel Delegate Prime (Global/Swissness/Principles),CHF,private,private_only,"Premium-Variante der Delegate-Mandate. 3 Profile: Conservative 1.400% / Balanced 1.500% / Growth 1.600% (≤5M). Min CHF 7,000-8,000.",,,BPG003TE9GRQ,pro,0,,
vontobel:delegate_specials_bonds,vontobel,wealth_management,Vontobel Delegate Specials Bonds,CHF,private,private_only,"Single-Asset-Mandat: Bond-Portfolio. 1.400% (≤5M) bis 1.000% (25-50M), min CHF 3,500.",,,BPG003PCSFGN,pro,0,,
vontobel:delegate_specials_equities,vontobel,wealth_management,Vontobel Delegate Specials Equities,CHF,private,private_only,"Single-Asset-Mandat: Aktien-Portfolio. 1.600% (≤5M) bis 1.200% (25-50M), min CHF 4,000.",,,BPG003PPQGEG,pro,0,,
vontobel:delegate_custom,vontobel,wealth_management,Vontobel Delegate Custom,CHF,private,private_only,"Voll personalisiertes Mandat mit massgeschneiderter Strategie. 1.800% (≤5M) bis 1.450% (25-50M), min CHF 54,000.",,,BPG003NQ1YG3,pro,0,,
vontobel:securities_trading,vontobel,securities_trading,Securities Trading (Equities/Bonds/Funds),CHF,private,wealthy,"Brokerage fuer Aktien, Anleihen, Fonds. Gebuehr abhaengig vom Transaktionsvolumen: bis CHF 100k 1.25% / 100-350k 0.85% / 350-500k 0.75% / >500k 0.30%. Mindestgebuehr CHF 125. Hedge funds: min CHF 500.",,,BPG003S4CYC4,pro,0,,
vontobel:derivatives_trading,vontobel,securities_trading,Exchange-traded Derivatives (Options + Futures),CHF,private,private_only,"Options: 1.5% auf Optionspraemie, min CHF 200. Futures: CHF 30 pro Kontrakt, min CHF 200. Plus third-party Boersengebuehren.",,,BPG003WKTGNF,pro,0,,
vontobel:fixed_term_deposit,vontobel,fiduciary_deposit,Fixed Term Deposits,CHF,private,wealthy,"Festgeldanlage. Gebuehr 0.500% (≤500k) bis 0.250% (>1M). Min CHF 200. Mindestanlage CHF 100,000, Mindestaenderung CHF 100,000.",,,BPG003RVXTMS,pro,0,,
vontobel:call_deposit,vontobel,deposit_account,Call Deposit,CHF,private,wealthy,"Tagesgeld. Gebuehr 0.500% (≤500k) bis 0.375% (>1M). Min CHF 200. Min CHF 100,000.",,,BPG003Y91ZC1,free,0,,
vontobel:lombard,vontobel,personal_loan,Lombard Financing,CHF,private,wealthy,"Wertschriftengesicherter Kredit. Variable Konditionen je nach Zinsumfeld. Credit Rollover CHF 300 bei jedem Rollover (≤1 Monat). Extended credit check (konzentrierte Portfolios, Drittdepots, etc.): CHF 5,000-20,000.",,,BPG003Z2NR5P,free,0,,
vontobel:mortgage,vontobel,mortgage,Mortgages,CHF,private,wealthy,Hypotheken. Variable Konditionen je nach Zinsumfeld. Konkrete Tarife auf Anfrage.,,,BPG003YRQ026,pro,0,,
vontobel:debit_card,vontobel,debit_card,Debit Card,CHF,private,wealthy,Debitkarte kostenlos im Access-Bundle inkludiert. Bargeldbezuege und bargeldloses Bezahlen weltweit.,,,BPG0035H8JQ4,free,0,,
vontobel:safe_deposit_box,vontobel,safe_deposit,Safe Deposit Box,CHF,private,wealthy,Tresorfach im Bankgewoelbe. Jaehrliche Gebuehr abhaengig von Groesse — Fees on request.,,,BPG003S99W2D,free,0,,
vontobel:wealth_services,vontobel,financial_planning,Wealth Services / Financial + Pension Planning,CHF,private,private_only,"Preliminary discussion kostenlos. Financial + Pension Plan ab CHF 2,500. Advisory CHF 350/Stunde. Administrative Bearbeitung CHF 250/Stunde. Key Clients und Family Offices: Fees on request.",,,BPG003MBF1TA,pro,0,,