id,bank_id,category,name,currency,client_type,target_group,description,valid_from,source_document_id,bpg,access_tier,is_tailored,notice_period_days,iso_account_type,age_range_min,age_range_max,age_range_label,status
vskb:hypotheque,vskb,mortgage,Hypotheque,CHF,private,standard,"BCVS Hypotheque — Nouveaux Credits / Augmentations / Reprises: Progression tarifaire par tranche (100k / 300k / 500k / >500k). Modifications, remboursements et consolidations tarifes separement.",2026-01-01,595,BPG003JNS3J7,pro,,,,,,,active