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id ▼ product_id feature_key feature_value note source_page
abs:alltagskonto:vat_excluded ABS Alltagskonto abs:alltagskonto pricing_condition Gebuehren exkl. MWST Fuer Kunden mit Domizil Schweiz oder Liechtenstein wird MWST hinzugerechnet.  
abs:anlagekonto:eligibility ABS Anlagekonto abs:anlagekonto included_services Nur fuer Anlagekundschaft Eigene "Anlagekonto"-Kategorie als Vorzugskonto fuer aktive Anlagekunden. 0.100% bis CHF 50k vs 0.050% Sparkonto.  
abs:anlagekonto:use_case ABS Anlagekonto abs:anlagekonto use_case investment_account Migrated from product.target_group=\'investor\'.  
abs:ebanking:2fa ABS E-Banking abs:ebanking included_services Airlock-2FA Authentifizierung Zwei-Faktor-Authentisierung. Voraussetzung: Smartphone mit Kamera + Airlock-2FA-App.  
abs:kassenobligation:foerderbereiche ABS Kassenobligation abs:kassenobligation included_services Foerderbereiche-Bindung (ABS-Foerder-Kassenobligationen) 5 Foerderbereiche: Erneuerbare Energien, Soziale Integration, Nachhaltige Landwirtschaft, Zukunftsweisende Geschaeftsmodelle, Zukunftsweisendes Wohnen und Arbeiten. Neue Foerder-Kassenobligationen aktuell nicht mehr angeboten; nur regulaere ABS-Kassenobligationen verfuegbar.  
abs:mietkautionssparkonto:use_case ABS Mietkautionssparkonto abs:mietkautionssparkonto use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
abs:saron_hypothek:eligibility ABS SARON-Hypothek abs:saron_hypothek included_services Nur fuer Objekte mit oeko-/sozialer Ausrichtung ABS finanziert Hypotheken nur fuer Immobilien, die die ABS-Nachhaltigkeitskriterien erfuellen (Energieeffizienz, genossenschaftliches/soziales Wohnen, etc.).  
abs:sparkonto:notice_period ABS Sparkonto abs:sparkonto pricing_condition Rueckzuege CHF 20k/Monat frei, darueber 3 Monate Kuendigung; 2% Nichtkuendigungs-Penalty Bei Ueberzug der Rueckzugslimite ohne fristgerechte Kuendigung: 2% auf den die Limite uebersteigenden Betrag.  
abs:vermoegensverwaltung:impact_mandate ABS Vermoegensverwaltungsmandat abs:vermoegensverwaltung included_services Impact-Mandate als eigene Kategorie 2 Impact-Mandate (Impact Fonds 0.90%, Impact 1.05%) zusaetzlich zu 3 konventionellen Strategien. Mandate haben transparente Foerderbereiche.  
acrevis:anlagesparen:min_balance Anlagesparen Privat acrevis:anlagesparen min_balance 100000    
acrevis:anlagesparen:notice_period Anlagesparen Privat acrevis:anlagesparen notice_period 90 days Fuer alle Betraege  
acrevis:geschenksparkonto:use_case Geschenksparkonto acrevis:geschenksparkonto use_case gift_account Migrated from product.target_group=\'gift\'.  
acrevis:invest_nachhaltigkeit:esg_positioning acrevis invest expert Nachhaltigkeit acrevis:invest_nachhaltigkeit esg_positioning eco Migrated from product.target_group=\'eco\'.  
acrevis:mieterkautionssparkonto:use_case Mieterkautionssparkonto acrevis:mieterkautionssparkonto use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
acrevis:nachhaltige_hypothek:esg_positioning Nachhaltige Hypothek acrevis:nachhaltige_hypothek esg_positioning eco Migrated from product.target_group=\'eco\'.  
acrevis:nkk_fee Sparkonto Classic acrevis:sparkonto_classic interest_late_payment 2 Vorbezugsgebuehr 2% auf Ueberbezugsbetrag  
acrevis:paket_member:eligibility Paket Member acrevis:paket_member eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:paket_member_premium:eligibility Paket Member Premium acrevis:paket_member_premium eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:privatkonto:withdrawal_limit Privatkonto acrevis:privatkonto withdrawal_limit_free 100000 Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist  
acrevis:privatkonto_member:eligibility Privatkonto Member acrevis:privatkonto_member eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:privatkonto_member_premium:eligibility Privatkonto Member Premium acrevis:privatkonto_member_premium eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:sparkonto_classic:withdrawal_limit Sparkonto Classic acrevis:sparkonto_classic withdrawal_limit_free 20000 Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist  
acrevis:sparkonto_member:eligibility Sparkonto Member acrevis:sparkonto_member eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:sparkonto_member:withdrawal_limit Sparkonto Member acrevis:sparkonto_member withdrawal_limit_free 20000 Pro Monat. Hoehere Betraege 31 Tage Kuendigungsfrist  
acrevis:sparkonto_member_premium:eligibility Sparkonto Member Premium acrevis:sparkonto_member_premium eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:sparkonto_member_smart:eligibility Sparkonto Member Smart acrevis:sparkonto_member_smart eligibility cooperative_member Migrated from product.target_group=\'member\'.  
acrevis:sparkonto_plus:withdrawal_limit Sparkonto Plus acrevis:sparkonto_plus withdrawal_limit_free 20000 Pro Jahr. Hoehere Betraege 180 Tage Kuendigungsfrist  
aek:credit_silber:bonus_program AEK Mastercard/Visa Silber aek:credit_silber included_services Surprize Bonusprogramm via Viseca Punkte gegen Sachpraemien und Gutscheine einloesbar.  
aek:debit_mastercard:geo_lock AEK Debit Mastercard aek:debit_mastercard included_services Standardmaessig auf CH+Europa eingegrenzt (Anti-Skimming) Andere Regionen via E-Banking temporaer freischaltbar. Schutz vor missbraeuchlichem Bargeldbezug mit kopierten Kartendaten.  
aek:geschenksparkonto:use_case AEK Geschenksparkonto aek:geschenksparkonto use_case gift_account Migrated from product.target_group=\'gift\'.  
aek:kapitaleinzahlungskonto:use_case AEK Kapitaleinzahlungskonto aek:kapitaleinzahlungskonto use_case capital_payment Migrated from product.target_group=\'capital_payment\'.  
aek:mietdepot_sparkonto:use_case AEK Mietdepot-Sparkonto aek:mietdepot_sparkonto use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
aek:privatkonto:vat_excluded AEK Privatkonto aek:privatkonto pricing_condition Gebuehren exkl. MWST fuer CH/LI-Kunden Sämtliche Gebühren verstehen sich exkl. Normalsatz MWST. Für Kunden mit Steuerdomizil Schweiz/Liechtenstein wird MWST hinzugerechnet.  
aek:sparkonto:notice_period AEK Sparkonto aek:sparkonto pricing_condition CHF 25k/Monat frei, darueber 3 Monate Kuendigung Bei Nichteinhaltung der Rueckzugsbedingungen wird ausnahmslos die gesetzliche Nichtkuendigungskommission von 2% belastet.  
aek:vermoegensverwaltung_premium:nachhaltig_variants AEK Vermoegensverwaltung Premium aek:vermoegensverwaltung_premium included_services Nachhaltig-Varianten zu Konservativ, Ausgewogen, Dynamisch, Wachstum 5 Strategien × 2 Varianten (Standard + Nachhaltig) zum gleichen Tarif. Plus Ausgewogen Ertrag als 11. Variante.  
agkb:firmenkonto:pf:atom_301 AKB Firmenkonto agkb:firmenkonto pricing_condition Atom #301 backfill — Firmenkonto previously missing AGKB had 28 products in DB but ZERO business products due to past loader cherry-picking only the privatkunden PDF. The leistungen-preise-firmenkunden.pdf (401 KB) was sitting in the crawl tree unextracted. This backfill closes the gap.  
agkb:geschenksparkonto:use_case Geschenksparkonto agkb:geschenksparkonto use_case gift_account Migrated from product.target_group=\'gift\'.  
agkb:sparkonto_mietkaution:use_case Sparkonto Mietkaution agkb:sparkonto_mietkaution use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
aikb:mieterkautionssparkonto:use_case Mieterkautionssparkonto aikb:mieterkautionssparkonto use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
aletti:wm:pf:atom_274_24 Gestione Patrimoniale (Wealth Management) aletti:wealth_management pricing_condition Atom #274 24th instance — Italian-parent (Banco BPM), Lugano-based Banca Aletti Suisse is wholly owned by Banca Aletti & C. SpA (Italy), in turn part of Banco BPM Group (Italy's third-largest bank by assets). Lugano HQ confirms Ticino-Italian financial corridor positioning. Founded 2000 — among the younger atom #274 instances. Confirmed atom #293 parent-country diversity.  
alpian:account:deposit_protection Alpian Konto (Multi-Waehrung) alpian:account included_services esisuisse-Mitglied Einlagensicherung bis CHF 100'000. FINMA-Bankenlizenz Cat. 5.  
alpian:account:fx_dow_split Alpian Konto (Multi-Waehrung) alpian:account pricing_condition fx_spread_weekday_vs_weekend_0.2_vs_0.5 Atypischer Day-of-Week-FX-Spread-Split: 0.2% Werktage / 0.5% Wochenenden. Reflektiert FX-Desk-Wochenend-Cover-Cost.  
alpian:account:multi_currency Alpian Konto (Multi-Waehrung) alpian:account included_services CHF / EUR / USD / GBP 4 Waehrungen im selben Konto. Multi-Currency Architektur. Eingehende Ueberweisungen in 24 weiteren Waehrungen werden automatisch in CHF konvertiert.  
alpian:account:negative_balance_fee Alpian Konto (Multi-Waehrung) alpian:account pricing_condition negative_balance_fee_5pct 5% p.a. Negativzinsgebuehr auf Negativsaldi. Tiefer als CH KH-Peer-Norm (9-12%).  
alpian:account:platform Alpian Konto (Multi-Waehrung) alpian:account included_services Mobile App (iOS + Android) App-only digital private bank. Apple Pay / Google Pay unterstuetzt.  
alpian:account:tiered_currency_rates Alpian Konto (Multi-Waehrung) alpian:account pricing_condition eur_usd_tiered_interest_rates Multi-Waehrungs-Konto mit gestaffelten Zinsen auf EUR/USD-Tranchen (0%/0.75%/0% EUR; 0%/1%/0% USD bei 0/10k/500k). CHF + GBP 0% flat. Neobank-USP fuer kleinere/mittlere FX-Halter.  
alpian:managed_essentials:lowest_entry Alpian Managed Essentials alpian:managed_essentials minimum_investment CHF 2000 NIEDRIGSTE Robo-Vermoegensverwaltungs-Einstiegsschwelle im DB-Cohort. Migros VV Focus + BLKB Digifolio bei CHF 5000. Demokratisierung der Anlageberatung als Neobank-USP.  
alpian:physical_visa_debit:mobile_pay Alpian Physische Visa Debit alpian:physical_visa_debit included_services Apple Pay, Google Pay    
alpian:pillar_3a:launch_offer Alpian Saeule 3a alpian:pillar_3a pricing_condition first_1000_customers_free_until_2026-12-31 Lancierungsangebot 0% Verwaltungsgebuehr fuer die ersten 1'000 Kundinnen und Kunden bis 31.12.2026. Distinktive Akquisitions-Strategie im CH-3a-Markt.  
alpian:signature_plan:included Alpian Signature-Plan Anlagemandat alpian:signature_plan included_services All-in + unbegrenzte Beratungsgespraeche Hoeheres Vermoegens-Segment.  
alpian:sparkonto:tiering Alpian Sparkonto alpian:sparkonto interest_tiering Sprung-Tier bei CHF 125'000 Der Tier-Wechsel wirkt auf das gesamte Guthaben, nicht nur auf den marginalen Betrag (anders als der ueblichen marginalen Sparkonto-Logik bei klassischen Schweizer Banken).  
alpian:standard_plan:included Alpian Standard-Plan Anlagemandat alpian:standard_plan included_services Verwahrung, Transaktionen, Beratung, Mandatbeendigung All-in Modell. Stempelsteuer und TER der Fonds zusaetzlich.  
amina:cold_wallet:processing_window AMINA Cold Wallet amina:cold_wallet pricing_condition Cold-wallet transfers processed 3-6h, Mo-Fr 08:00-15:00 CET Requests after 15:00 CET processed next business day. Zug bank holidays excluded.  
amina:crypto_trading:supported AMINA Crypto Trading amina:crypto_trading included_services BTC, ETH, SOL, DOT, XTZ, MATIC, and more Full crypto trading desk  
amina:fiat_chf:account_currency_equivalent AMINA Fiat Account CHF amina:fiat_chf pricing_condition Payment fees quoted in CHF are charged in account-currency equivalent When debited from EUR/GBP/HKD/AED accounts, the CHF amounts are converted at the time of charge  
amina:fiat_chf:currencies AMINA Fiat Account CHF amina:fiat_chf included_services CHF, EUR, GBP, HKD, AED    
amina:fiat_chf:vat_excluded AMINA Fiat Account CHF amina:fiat_chf pricing_condition All prices exclude VAT PDF Conditions footer: "All prices are excluding VAT and potential external fees (e.g. stock exchange fees, stamp duties)"  
amina:hot_wallet:custody_arrears_quarterly AMINA Hot Wallet amina:hot_wallet pricing_condition Custody fees charged in arrears at the end of each quarter Based on daily-average valuation of the last quarter. Separate billing per crypto-trading account, cold wallet, and hot wallet.  
amina:hot_wallet:weekly_withdrawal_cap AMINA Hot Wallet amina:hot_wallet pricing_condition Withdrawal fee charged only once per week regardless of transfer count PDF Conditions: "Withdrawal fee is charged only once for multiple transfers within one week"  
amina:nft_custody:no_upfront AMINA NFT Custody amina:nft_custody included_services No upfront fee Explicit in Gold/Platinum NFT custody row — only the 0.45% p.a. applies  
amina:platinum:premium_services AMINA Platinum Package amina:platinum included_services Premium services included Listed in Platinum Package as "Premium services — Free", scope not enumerated in pricing sheet  
amina:staking:supported_coins AMINA Staking amina:staking included_services ETH, SOL, DOT, XTZ, MATIC Staking available for proof-of-stake tokens  
aquila:konto_depot:pf:ifa_only Konto & Depotloesungen (Aquila Bank) aquila:konto_depot pricing_condition Banking exclusively for Schweizer Vermoegensverwalter + Family Offices Aquila Bank serves ONLY independent wealth managers and family offices based in Switzerland — never directly retail consumers. End-clients are clients of the partner IFA, who in turn books custody with Aquila.  
aquila:konto_depot:pf:no_balance_risk Konto & Depotloesungen (Aquila Bank) aquila:konto_depot pricing_condition No proprietary trading; no balance-sheet risk; no commercial lending Per aquila.ch/bank: "Wir gehen keine Bilanzrisiken ein, betreiben keinen Eigenhandel und sind nicht im kommerziellen Kreditgeschaeft taetig." Conservative custodian-only positioning.  
aquila:platform_services:pf:bundle_model All-in-One IFA-Plattform Services aquila:platform_services pricing_condition Bundle: Legal+Compliance+Risk+Fiduciary+HR+IT+Investment as one package; Investment + succession-planning standalone Per services.md: "Aufgrund des regulatorischen Gruppenaufsichtskonzepts beziehen Sie die Dienstleistungen aus den Bereichen Legal, Compliance & Risk, Fiduciary & Accounting, HR & Administration, sowie IT & Applications als Paket. Die Investment Services und die Nachfolgeplanung koennen auf Wunsch einzeln dazu genommen und auch von unabhaengigen Vermoegensverwaltern ausserhalb des Aquila-Netzwerks bezogen werden."  
arabbank:wm:pf:atom_274_25 Wealth Management arabbank:wealth_management pricing_condition Atom #274 25th instance — Jordan-parent (Arab Bank PLC, Amman) Arab Bank (Switzerland) Ltd is wholly owned by Arab Bank PLC (Jordan, founded 1930). One of the largest Arab-world financial institutions. Geneva HQ. Atom #293 parent-country diversity — Jordan is unique among atom #274 parent countries.  
arb:aktionaer:eligibility Alpha Aktionaer arb:aktionaer eligibility cooperative_member Migrated from product.target_group=\'member\'.  
arb:aktionaer:withdrawal_limit_free Alpha Aktionaer arb:aktionaer withdrawal_limit_free 100000 Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist  
arb:alphi_sparen_geschenk:use_case ALPHI Sparen Geschenk arb:alphi_sparen_geschenk use_case gift_account Migrated from product.target_group=\'gift\'.  
arb:callgeld:min_balance Alpha Callgeld-Konto arb:callgeld min_balance 50000    
arb:debit_mastercard:contactless_limit Alpha Debit Mastercard arb:debit_mastercard contactless_limit 80    
arb:debit_mastercard:daily_limit Alpha Debit Mastercard arb:debit_mastercard daily_limit 3000    
arb:debit_mastercard:monthly_limit Alpha Debit Mastercard arb:debit_mastercard monthly_limit 10000    
arb:erneuerungs_hypothek:esg_positioning Alpha ERNEUERUNGS Hypothek arb:erneuerungs_hypothek esg_positioning eco Migrated from product.target_group=\'eco\'.  
arb:mietkaution:use_case Alpha Mieterkaution arb:mietkaution use_case rental_deposit Migrated from product.target_group=\'rental_deposit\'.  
arb:privat:withdrawal_limit_free Alpha Privat arb:privat withdrawal_limit_free 25000 Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist  
arb:privat_start:withdrawal_limit_free Alpha Privat Start arb:privat_start withdrawal_limit_free 10000 Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist  
arb:sparen:nkk_fee Alpha Sparen arb:sparen interest_late_payment 2 Vorbezugsgebuehr NKK: 2% auf Betrag der die freie Verfuegbarkeit uebersteigt  
arb:sparen:withdrawal_limit_free Alpha Sparen arb:sparen withdrawal_limit_free 10000 Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist mit NKK  
arb:sparen_aktionaer:eligibility Alpha Sparen Aktionaer arb:sparen_aktionaer eligibility cooperative_member Migrated from product.target_group=\'member\'.  
arb:sparen_top:notice_period Alpha Sparen Top arb:sparen_top notice_period 6 months Fuer Betraege ueber CHF 10000 pro Kalenderjahr  
arb:sparen_top:withdrawal_limit_free Alpha Sparen Top arb:sparen_top withdrawal_limit_free 10000 Pro Kalenderjahr, darueber 6 Monate Kuendigungsfrist mit NKK  
arb:vv_hirschberg:min_investment Alpha VV Basis Ausgewogen Hirschberg arb:vv_hirschberg min_balance 20000 Minimaler Anlagebetrag  
arb:vv_hoher_kasten:min_investment Alpha VV Basis Dynamisch Hoher Kasten arb:vv_hoher_kasten min_balance 20000 Minimaler Anlagebetrag  
arb:vv_saentis:min_investment Alpha VV Basis Aktien Saentis arb:vv_saentis min_balance 20000 Minimaler Anlagebetrag  
audi:wm:pf:atom_274_26 Private Banking audi:wealth_management pricing_condition Atom #274 26th instance — Lebanon-parent (Bank Audi sal, Beirut) Bank Audi (Switzerland) SA is owned by Bank Audi sal (Lebanon, founded 1830). One of Lebanon's largest banks. Geneva HQ. Atom #293 parent-country diversity — Lebanon is unique among atom #274 parent countries.  
avera:cc_gold:pf:debit_in_package Kreditkarte Gold avera:cc_gold included_services Debit Mastercard included free in credit-card package Im Paket mit der Kreditkarte Gold ist die Debit Mastercard gebuehrenfrei. 2
avera:cc_silber:pf:debit_in_package Kreditkarte Silber/Classic avera:cc_silber included_services Debit Mastercard included free in credit-card package Im Paket mit der Kreditkarte Silber/Classic ist die Debit Mastercard gebuehrenfrei. 2
avera:debit_mastercard:pf:package_eligibility Debit Mastercard avera:debit_mastercard pricing_condition Package-eligible requires min 10 outgoing transactions per month Period: from last working day of previous month to penultimate working day of current month. <10 txns = CHF 4/month surcharge. 2
avera:depot_execution:pf:ebanking_required Depot Execution Only avera:depot_execution pricing_condition CHF 60 surcharge if transaction not via Mobile/E-Banking Execution-Only trades incur a CHF 60 channel surcharge if executed at counter, by phone, or by paper. Mobile + E-Banking channels free of surcharge. 1
avera:privatkonto:pf:vat_domicile Privatkonto avera:privatkonto pricing_condition Swiss VAT applies for domestic clients; absent for foreign-domicile Fuer Kundinnen und Kunden mit Domizil Ausland entfaellt die MWST. Investment/depot fees + admin fees show "zzgl. MWST" otherwise. 3
avera:sparkonto:pf:payment_surcharge Sparkonto avera:sparkonto pricing_condition CHF 2 surcharge per outgoing payment from Sparkonto-family accounts Applies to: Sparkonto, Sparkonto Plus, Sparkonto Top, Mieterkaution. 1
avera:travel_card:pf:white_label_pricing Travel by Swiss Bankers avera:travel_card pricing_condition White-label Swiss Bankers Travel card; same Konditionen as direct Distributor-pricing footnote: Avera-issued Travel card has SAME pricing as direct-to-consumer Swiss Bankers Travel (1.5% load, free annual). Cross-reference: atom #266 — distributor-pricing variation exists but Avera matches the direct rates exactly. 2
avera:vermoegenssparplan:pf:youth_discount Vermoegenssparplan avera:vermoegenssparplan pricing_condition 50% rebate on All-in-Fee for children/youth up to age 18 Family-savings positioning: youth Sparplan at 0.45-0.60% All-in-Fee (half of standard 0.90-1.20%). 2
axion:axion_sicav:pf:luxembourg_ucits ASB Axion SICAV (Luxembourg UCITS) axion:axion_sicav product_structure Proprietary Luxembourg UCITS SICAV (ASB Axion SICAV, since 2007, CSSF-supervised) ASB Axion SICAV: SICAV (Societe d'Investissement a Capital Variable) under Luxembourg law, established by Axion in 2007. Supervised by CSSF (Commission de Surveillance du Secteur Financier). UCITS-compliant (EU Directive 2009/65/CE of 13.01.2009). Multi-compartment: monetary, bond, mixed, equity sub-funds. Axion SWISS Bank SA is the sole appointed Investment Manager. RARE in atom #274 cohort — explicit contrast with Maerki Baumann (no proprietary products) stance. Adds Luxembourg jurisdiction footprint.  
axion:eam_services:pf:dg_dedicated Servizi per Gestori esterni (EAM) axion:eam_services governance Dedicated Direttore Generale for EAM segment ("Area Private Banking e Gestori esterni") Governance: separate Direttore Generale (Guido Marcionetti) for "Area Private Banking e Gestori esterni" — i.e. EAM is recognized as a distinct business segment with board-level representation. Other DGs: Marco Tini (Presidente Direzione Generale), Daniele Albisetti (Area Rischi), Giampiero Marangio (Area Servizi), Renzo Triulzi (Area Private Banking). This 5-DG structure is unusually granular for an 85-employee bank — signals product-line investment.  
axion:nominee_service:pf:capital_call_pe_access Nominee Service — closed-end funds with capital calls axion:nominee_service product_structure Nominee service for closed-end PE / Private Debt / Venture Capital funds (capital-call structure) Structural product distinctive of UHNW market access. Pooled-investment mechanism (multiple clients aggregated to meet fund minimums). Axion acts as nominee in its own name; UBO disclosure under EU AMLD may apply. Excludes US-domiciled funds. Process: client chooses fund, Axion handles subscription + lifecycle (capital calls, distributions, divestments, voting). Contact: privateequity@axionbank.ch. Comparable cohort feature: similar to but more explicit than typical UHNW "alternative investments" access.  
axion:wm:pf:atom_274_72 Axion Private Banking axion:wealth_management pricing_condition Atom #274 72nd cohort instance — 2nd Ticino + UNIQUE state-bank-subsidiary case Atom #274 enriched. 2nd Ticino presence after Maerki Baumann Lugano office (Maerki = ZH HQ + TI Geschaeftsstelle; Axion = TI HQ pure-play). UNIQUE within cohort: only wholly-owned state-bank subsidiary. All other atom #274 cohort members are independent family banks, listed groups, or non-state institutional. The BancaStato (Garanzia dello Stato) upstream parentage is structurally distinctive.  
axion:wm:pf:bancastato_subsidiary Axion Private Banking axion:wealth_management ownership_structure 100% subsidiary of BancaStato (Banca dello Stato del Cantone Ticino) since 2010 Unique within atom #274 cohort: a wholly-owned state-bank subsidiary. BancaStato has Garanzia dello Stato (Cantonal guarantee from Cantone Ticino, founded 1915) — implicit capital strength upstream. BancaStato itself reports CHF 18.20 bn cifra di bilancio, 546 employees, 4 branches + 15 agencies in Ticino, CET1 15.3% (31.12.2024). Axion is the high-end Private Banking arm of this state-bank group.  
axion:wm:pf:esg_sba_compliant Axion Private Banking axion:wealth_management esg_integration ESG-integrated AM + advisory per SBA guidelines (binding on members) Per "ESG: Sustainable investments in Axion SWISS Bank SA" (2026) brochure: SBA (Swiss Bankers Association) has issued guidelines on ESG preferences + risks in advisory + AM; these are binding on members and Axion is a member. ESG analysis applied (Environmental, Social, Governance factors). Greenwashing risks explicitly disclosed to clients. Asset management mandate clients receive ESG positioning information.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);
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