id,product_id,feature_key,feature_value,note,source_page
abs:alltagskonto:vat_excluded,abs:alltagskonto,pricing_condition,Gebuehren exkl. MWST,Fuer Kunden mit Domizil Schweiz oder Liechtenstein wird MWST hinzugerechnet.,
abs:anlagekonto:eligibility,abs:anlagekonto,included_services,Nur fuer Anlagekundschaft,"Eigene ""Anlagekonto""-Kategorie als Vorzugskonto fuer aktive Anlagekunden. 0.100% bis CHF 50k vs 0.050% Sparkonto.",
abs:anlagekonto:use_case,abs:anlagekonto,use_case,investment_account,Migrated from product.target_group=\'investor\'.,
abs:ebanking:2fa,abs:ebanking,included_services,Airlock-2FA Authentifizierung,Zwei-Faktor-Authentisierung. Voraussetzung: Smartphone mit Kamera + Airlock-2FA-App.,
abs:kassenobligation:foerderbereiche,abs:kassenobligation,included_services,Foerderbereiche-Bindung (ABS-Foerder-Kassenobligationen),"5 Foerderbereiche: Erneuerbare Energien, Soziale Integration, Nachhaltige Landwirtschaft, Zukunftsweisende Geschaeftsmodelle, Zukunftsweisendes Wohnen und Arbeiten. Neue Foerder-Kassenobligationen aktuell nicht mehr angeboten; nur regulaere ABS-Kassenobligationen verfuegbar.",
abs:mietkautionssparkonto:use_case,abs:mietkautionssparkonto,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
abs:saron_hypothek:eligibility,abs:saron_hypothek,included_services,Nur fuer Objekte mit oeko-/sozialer Ausrichtung,"ABS finanziert Hypotheken nur fuer Immobilien, die die ABS-Nachhaltigkeitskriterien erfuellen (Energieeffizienz, genossenschaftliches/soziales Wohnen, etc.).",
abs:sparkonto:notice_period,abs:sparkonto,pricing_condition,"Rueckzuege CHF 20k/Monat frei, darueber 3 Monate Kuendigung; 2% Nichtkuendigungs-Penalty",Bei Ueberzug der Rueckzugslimite ohne fristgerechte Kuendigung: 2% auf den die Limite uebersteigenden Betrag.,
abs:vermoegensverwaltung:impact_mandate,abs:vermoegensverwaltung,included_services,Impact-Mandate als eigene Kategorie,"2 Impact-Mandate (Impact Fonds 0.90%, Impact 1.05%) zusaetzlich zu 3 konventionellen Strategien. Mandate haben transparente Foerderbereiche.",
acrevis:anlagesparen:min_balance,acrevis:anlagesparen,min_balance,100000,,
acrevis:anlagesparen:notice_period,acrevis:anlagesparen,notice_period,90 days,Fuer alle Betraege,
acrevis:geschenksparkonto:use_case,acrevis:geschenksparkonto,use_case,gift_account,Migrated from product.target_group=\'gift\'.,
acrevis:invest_nachhaltigkeit:esg_positioning,acrevis:invest_nachhaltigkeit,esg_positioning,eco,Migrated from product.target_group=\'eco\'.,
acrevis:mieterkautionssparkonto:use_case,acrevis:mieterkautionssparkonto,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
acrevis:nachhaltige_hypothek:esg_positioning,acrevis:nachhaltige_hypothek,esg_positioning,eco,Migrated from product.target_group=\'eco\'.,
acrevis:nkk_fee,acrevis:sparkonto_classic,interest_late_payment,2,Vorbezugsgebuehr 2% auf Ueberbezugsbetrag,
acrevis:paket_member:eligibility,acrevis:paket_member,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:paket_member_premium:eligibility,acrevis:paket_member_premium,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:privatkonto:withdrawal_limit,acrevis:privatkonto,withdrawal_limit_free,100000,Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist,
acrevis:privatkonto_member:eligibility,acrevis:privatkonto_member,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:privatkonto_member_premium:eligibility,acrevis:privatkonto_member_premium,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:sparkonto_classic:withdrawal_limit,acrevis:sparkonto_classic,withdrawal_limit_free,20000,Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist,
acrevis:sparkonto_member:eligibility,acrevis:sparkonto_member,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:sparkonto_member:withdrawal_limit,acrevis:sparkonto_member,withdrawal_limit_free,20000,Pro Monat. Hoehere Betraege 31 Tage Kuendigungsfrist,
acrevis:sparkonto_member_premium:eligibility,acrevis:sparkonto_member_premium,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:sparkonto_member_smart:eligibility,acrevis:sparkonto_member_smart,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
acrevis:sparkonto_plus:withdrawal_limit,acrevis:sparkonto_plus,withdrawal_limit_free,20000,Pro Jahr. Hoehere Betraege 180 Tage Kuendigungsfrist,
aek:credit_silber:bonus_program,aek:credit_silber,included_services,Surprize Bonusprogramm via Viseca,Punkte gegen Sachpraemien und Gutscheine einloesbar.,
aek:debit_mastercard:geo_lock,aek:debit_mastercard,included_services,Standardmaessig auf CH+Europa eingegrenzt (Anti-Skimming),Andere Regionen via E-Banking temporaer freischaltbar. Schutz vor missbraeuchlichem Bargeldbezug mit kopierten Kartendaten.,
aek:geschenksparkonto:use_case,aek:geschenksparkonto,use_case,gift_account,Migrated from product.target_group=\'gift\'.,
aek:kapitaleinzahlungskonto:use_case,aek:kapitaleinzahlungskonto,use_case,capital_payment,Migrated from product.target_group=\'capital_payment\'.,
aek:mietdepot_sparkonto:use_case,aek:mietdepot_sparkonto,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
aek:privatkonto:vat_excluded,aek:privatkonto,pricing_condition,Gebuehren exkl. MWST fuer CH/LI-Kunden,Sämtliche Gebühren verstehen sich exkl. Normalsatz MWST. Für Kunden mit Steuerdomizil Schweiz/Liechtenstein wird MWST hinzugerechnet.,
aek:sparkonto:notice_period,aek:sparkonto,pricing_condition,"CHF 25k/Monat frei, darueber 3 Monate Kuendigung",Bei Nichteinhaltung der Rueckzugsbedingungen wird ausnahmslos die gesetzliche Nichtkuendigungskommission von 2% belastet.,
aek:vermoegensverwaltung_premium:nachhaltig_variants,aek:vermoegensverwaltung_premium,included_services,"Nachhaltig-Varianten zu Konservativ, Ausgewogen, Dynamisch, Wachstum",5 Strategien × 2 Varianten (Standard + Nachhaltig) zum gleichen Tarif. Plus Ausgewogen Ertrag als 11. Variante.,
agkb:firmenkonto:pf:atom_301,agkb:firmenkonto,pricing_condition,Atom #301 backfill — Firmenkonto previously missing,AGKB had 28 products in DB but ZERO business products due to past loader cherry-picking only the privatkunden PDF. The leistungen-preise-firmenkunden.pdf (401 KB) was sitting in the crawl tree unextracted. This backfill closes the gap.,
agkb:geschenksparkonto:use_case,agkb:geschenksparkonto,use_case,gift_account,Migrated from product.target_group=\'gift\'.,
agkb:sparkonto_mietkaution:use_case,agkb:sparkonto_mietkaution,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
aikb:mieterkautionssparkonto:use_case,aikb:mieterkautionssparkonto,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
aletti:wm:pf:atom_274_24,aletti:wealth_management,pricing_condition,"Atom #274 24th instance — Italian-parent (Banco BPM), Lugano-based","Banca Aletti Suisse is wholly owned by Banca Aletti & C. SpA (Italy), in turn part of Banco BPM Group (Italy's third-largest bank by assets). Lugano HQ confirms Ticino-Italian financial corridor positioning. Founded 2000 — among the younger atom #274 instances. Confirmed atom #293 parent-country diversity.",
alpian:account:deposit_protection,alpian:account,included_services,esisuisse-Mitglied,Einlagensicherung bis CHF 100'000. FINMA-Bankenlizenz Cat. 5.,
alpian:account:fx_dow_split,alpian:account,pricing_condition,fx_spread_weekday_vs_weekend_0.2_vs_0.5,Atypischer Day-of-Week-FX-Spread-Split: 0.2% Werktage / 0.5% Wochenenden. Reflektiert FX-Desk-Wochenend-Cover-Cost.,
alpian:account:multi_currency,alpian:account,included_services,CHF / EUR / USD / GBP,4 Waehrungen im selben Konto. Multi-Currency Architektur. Eingehende Ueberweisungen in 24 weiteren Waehrungen werden automatisch in CHF konvertiert.,
alpian:account:negative_balance_fee,alpian:account,pricing_condition,negative_balance_fee_5pct,5% p.a. Negativzinsgebuehr auf Negativsaldi. Tiefer als CH KH-Peer-Norm (9-12%).,
alpian:account:platform,alpian:account,included_services,Mobile App (iOS + Android),App-only digital private bank. Apple Pay / Google Pay unterstuetzt.,
alpian:account:tiered_currency_rates,alpian:account,pricing_condition,eur_usd_tiered_interest_rates,Multi-Waehrungs-Konto mit gestaffelten Zinsen auf EUR/USD-Tranchen (0%/0.75%/0% EUR; 0%/1%/0% USD bei 0/10k/500k). CHF + GBP 0% flat. Neobank-USP fuer kleinere/mittlere FX-Halter.,
alpian:managed_essentials:lowest_entry,alpian:managed_essentials,minimum_investment,CHF 2000,NIEDRIGSTE Robo-Vermoegensverwaltungs-Einstiegsschwelle im DB-Cohort. Migros VV Focus + BLKB Digifolio bei CHF 5000. Demokratisierung der Anlageberatung als Neobank-USP.,
alpian:physical_visa_debit:mobile_pay,alpian:physical_visa_debit,included_services,"Apple Pay, Google Pay",,
alpian:pillar_3a:launch_offer,alpian:pillar_3a,pricing_condition,first_1000_customers_free_until_2026-12-31,Lancierungsangebot 0% Verwaltungsgebuehr fuer die ersten 1'000 Kundinnen und Kunden bis 31.12.2026. Distinktive Akquisitions-Strategie im CH-3a-Markt.,
alpian:signature_plan:included,alpian:signature_plan,included_services,All-in + unbegrenzte Beratungsgespraeche,Hoeheres Vermoegens-Segment.,
alpian:sparkonto:tiering,alpian:sparkonto,interest_tiering,Sprung-Tier bei CHF 125'000,"Der Tier-Wechsel wirkt auf das gesamte Guthaben, nicht nur auf den marginalen Betrag (anders als der ueblichen marginalen Sparkonto-Logik bei klassischen Schweizer Banken).",
alpian:standard_plan:included,alpian:standard_plan,included_services,"Verwahrung, Transaktionen, Beratung, Mandatbeendigung",All-in Modell. Stempelsteuer und TER der Fonds zusaetzlich.,
amina:cold_wallet:processing_window,amina:cold_wallet,pricing_condition,"Cold-wallet transfers processed 3-6h, Mo-Fr 08:00-15:00 CET",Requests after 15:00 CET processed next business day. Zug bank holidays excluded.,
amina:crypto_trading:supported,amina:crypto_trading,included_services,"BTC, ETH, SOL, DOT, XTZ, MATIC, and more",Full crypto trading desk,
amina:fiat_chf:account_currency_equivalent,amina:fiat_chf,pricing_condition,Payment fees quoted in CHF are charged in account-currency equivalent,"When debited from EUR/GBP/HKD/AED accounts, the CHF amounts are converted at the time of charge",
amina:fiat_chf:currencies,amina:fiat_chf,included_services,"CHF, EUR, GBP, HKD, AED",,
amina:fiat_chf:vat_excluded,amina:fiat_chf,pricing_condition,All prices exclude VAT,"PDF Conditions footer: ""All prices are excluding VAT and potential external fees (e.g. stock exchange fees, stamp duties)""",
amina:hot_wallet:custody_arrears_quarterly,amina:hot_wallet,pricing_condition,Custody fees charged in arrears at the end of each quarter,"Based on daily-average valuation of the last quarter. Separate billing per crypto-trading account, cold wallet, and hot wallet.",
amina:hot_wallet:weekly_withdrawal_cap,amina:hot_wallet,pricing_condition,Withdrawal fee charged only once per week regardless of transfer count,"PDF Conditions: ""Withdrawal fee is charged only once for multiple transfers within one week""",
amina:nft_custody:no_upfront,amina:nft_custody,included_services,No upfront fee,Explicit in Gold/Platinum NFT custody row — only the 0.45% p.a. applies,
amina:platinum:premium_services,amina:platinum,included_services,Premium services included,"Listed in Platinum Package as ""Premium services — Free"", scope not enumerated in pricing sheet",
amina:staking:supported_coins,amina:staking,included_services,"ETH, SOL, DOT, XTZ, MATIC",Staking available for proof-of-stake tokens,
aquila:konto_depot:pf:ifa_only,aquila:konto_depot,pricing_condition,Banking exclusively for Schweizer Vermoegensverwalter + Family Offices,"Aquila Bank serves ONLY independent wealth managers and family offices based in Switzerland — never directly retail consumers. End-clients are clients of the partner IFA, who in turn books custody with Aquila.",
aquila:konto_depot:pf:no_balance_risk,aquila:konto_depot,pricing_condition,No proprietary trading; no balance-sheet risk; no commercial lending,"Per aquila.ch/bank: ""Wir gehen keine Bilanzrisiken ein, betreiben keinen Eigenhandel und sind nicht im kommerziellen Kreditgeschaeft taetig."" Conservative custodian-only positioning.",
aquila:platform_services:pf:bundle_model,aquila:platform_services,pricing_condition,Bundle: Legal+Compliance+Risk+Fiduciary+HR+IT+Investment as one package; Investment + succession-planning standalone,"Per services.md: ""Aufgrund des regulatorischen Gruppenaufsichtskonzepts beziehen Sie die Dienstleistungen aus den Bereichen Legal, Compliance & Risk, Fiduciary & Accounting, HR & Administration, sowie IT & Applications als Paket. Die Investment Services und die Nachfolgeplanung koennen auf Wunsch einzeln dazu genommen und auch von unabhaengigen Vermoegensverwaltern ausserhalb des Aquila-Netzwerks bezogen werden.""",
arabbank:wm:pf:atom_274_25,arabbank:wealth_management,pricing_condition,"Atom #274 25th instance — Jordan-parent (Arab Bank PLC, Amman)","Arab Bank (Switzerland) Ltd is wholly owned by Arab Bank PLC (Jordan, founded 1930). One of the largest Arab-world financial institutions. Geneva HQ. Atom #293 parent-country diversity — Jordan is unique among atom #274 parent countries.",
arb:aktionaer:eligibility,arb:aktionaer,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
arb:aktionaer:withdrawal_limit_free,arb:aktionaer,withdrawal_limit_free,100000,"Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist",
arb:alphi_sparen_geschenk:use_case,arb:alphi_sparen_geschenk,use_case,gift_account,Migrated from product.target_group=\'gift\'.,
arb:callgeld:min_balance,arb:callgeld,min_balance,50000,,
arb:debit_mastercard:contactless_limit,arb:debit_mastercard,contactless_limit,80,,
arb:debit_mastercard:daily_limit,arb:debit_mastercard,daily_limit,3000,,
arb:debit_mastercard:monthly_limit,arb:debit_mastercard,monthly_limit,10000,,
arb:erneuerungs_hypothek:esg_positioning,arb:erneuerungs_hypothek,esg_positioning,eco,Migrated from product.target_group=\'eco\'.,
arb:mietkaution:use_case,arb:mietkaution,use_case,rental_deposit,Migrated from product.target_group=\'rental_deposit\'.,
arb:privat:withdrawal_limit_free,arb:privat,withdrawal_limit_free,25000,"Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist",
arb:privat_start:withdrawal_limit_free,arb:privat_start,withdrawal_limit_free,10000,"Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist",
arb:sparen:nkk_fee,arb:sparen,interest_late_payment,2,Vorbezugsgebuehr NKK: 2% auf Betrag der die freie Verfuegbarkeit uebersteigt,
arb:sparen:withdrawal_limit_free,arb:sparen,withdrawal_limit_free,10000,"Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist mit NKK",
arb:sparen_aktionaer:eligibility,arb:sparen_aktionaer,eligibility,cooperative_member,Migrated from product.target_group=\'member\'.,
arb:sparen_top:notice_period,arb:sparen_top,notice_period,6 months,Fuer Betraege ueber CHF 10000 pro Kalenderjahr,
arb:sparen_top:withdrawal_limit_free,arb:sparen_top,withdrawal_limit_free,10000,"Pro Kalenderjahr, darueber 6 Monate Kuendigungsfrist mit NKK",
arb:vv_hirschberg:min_investment,arb:vv_hirschberg,min_balance,20000,Minimaler Anlagebetrag,
arb:vv_hoher_kasten:min_investment,arb:vv_hoher_kasten,min_balance,20000,Minimaler Anlagebetrag,
arb:vv_saentis:min_investment,arb:vv_saentis,min_balance,20000,Minimaler Anlagebetrag,
audi:wm:pf:atom_274_26,audi:wealth_management,pricing_condition,"Atom #274 26th instance — Lebanon-parent (Bank Audi sal, Beirut)","Bank Audi (Switzerland) SA is owned by Bank Audi sal (Lebanon, founded 1830). One of Lebanon's largest banks. Geneva HQ. Atom #293 parent-country diversity — Lebanon is unique among atom #274 parent countries.",
avera:cc_gold:pf:debit_in_package,avera:cc_gold,included_services,Debit Mastercard included free in credit-card package,Im Paket mit der Kreditkarte Gold ist die Debit Mastercard gebuehrenfrei.,2
avera:cc_silber:pf:debit_in_package,avera:cc_silber,included_services,Debit Mastercard included free in credit-card package,Im Paket mit der Kreditkarte Silber/Classic ist die Debit Mastercard gebuehrenfrei.,2
avera:debit_mastercard:pf:package_eligibility,avera:debit_mastercard,pricing_condition,Package-eligible requires min 10 outgoing transactions per month,Period: from last working day of previous month to penultimate working day of current month. <10 txns = CHF 4/month surcharge.,2
avera:depot_execution:pf:ebanking_required,avera:depot_execution,pricing_condition,CHF 60 surcharge if transaction not via Mobile/E-Banking,"Execution-Only trades incur a CHF 60 channel surcharge if executed at counter, by phone, or by paper. Mobile + E-Banking channels free of surcharge.",1
avera:privatkonto:pf:vat_domicile,avera:privatkonto,pricing_condition,Swiss VAT applies for domestic clients; absent for foreign-domicile,"Fuer Kundinnen und Kunden mit Domizil Ausland entfaellt die MWST. Investment/depot fees + admin fees show ""zzgl. MWST"" otherwise.",3
avera:sparkonto:pf:payment_surcharge,avera:sparkonto,pricing_condition,CHF 2 surcharge per outgoing payment from Sparkonto-family accounts,"Applies to: Sparkonto, Sparkonto Plus, Sparkonto Top, Mieterkaution.",1
avera:travel_card:pf:white_label_pricing,avera:travel_card,pricing_condition,White-label Swiss Bankers Travel card; same Konditionen as direct,"Distributor-pricing footnote: Avera-issued Travel card has SAME pricing as direct-to-consumer Swiss Bankers Travel (1.5% load, free annual). Cross-reference: atom #266 — distributor-pricing variation exists but Avera matches the direct rates exactly.",2
avera:vermoegenssparplan:pf:youth_discount,avera:vermoegenssparplan,pricing_condition,50% rebate on All-in-Fee for children/youth up to age 18,Family-savings positioning: youth Sparplan at 0.45-0.60% All-in-Fee (half of standard 0.90-1.20%).,2
axion:axion_sicav:pf:luxembourg_ucits,axion:axion_sicav,product_structure,"Proprietary Luxembourg UCITS SICAV (ASB Axion SICAV, since 2007, CSSF-supervised)","ASB Axion SICAV: SICAV (Societe d'Investissement a Capital Variable) under Luxembourg law, established by Axion in 2007. Supervised by CSSF (Commission de Surveillance du Secteur Financier). UCITS-compliant (EU Directive 2009/65/CE of 13.01.2009). Multi-compartment: monetary, bond, mixed, equity sub-funds. Axion SWISS Bank SA is the sole appointed Investment Manager. RARE in atom #274 cohort — explicit contrast with Maerki Baumann (no proprietary products) stance. Adds Luxembourg jurisdiction footprint.",
axion:eam_services:pf:dg_dedicated,axion:eam_services,governance,"Dedicated Direttore Generale for EAM segment (""Area Private Banking e Gestori esterni"")","Governance: separate Direttore Generale (Guido Marcionetti) for ""Area Private Banking e Gestori esterni"" — i.e. EAM is recognized as a distinct business segment with board-level representation. Other DGs: Marco Tini (Presidente Direzione Generale), Daniele Albisetti (Area Rischi), Giampiero Marangio (Area Servizi), Renzo Triulzi (Area Private Banking). This 5-DG structure is unusually granular for an 85-employee bank — signals product-line investment.",
axion:nominee_service:pf:capital_call_pe_access,axion:nominee_service,product_structure,Nominee service for closed-end PE / Private Debt / Venture Capital funds (capital-call structure),"Structural product distinctive of UHNW market access. Pooled-investment mechanism (multiple clients aggregated to meet fund minimums). Axion acts as nominee in its own name; UBO disclosure under EU AMLD may apply. Excludes US-domiciled funds. Process: client chooses fund, Axion handles subscription + lifecycle (capital calls, distributions, divestments, voting). Contact: privateequity@axionbank.ch. Comparable cohort feature: similar to but more explicit than typical UHNW ""alternative investments"" access.",
axion:wm:pf:atom_274_72,axion:wealth_management,pricing_condition,Atom #274 72nd cohort instance — 2nd Ticino + UNIQUE state-bank-subsidiary case,"Atom #274 enriched. 2nd Ticino presence after Maerki Baumann Lugano office (Maerki = ZH HQ + TI Geschaeftsstelle; Axion = TI HQ pure-play). UNIQUE within cohort: only wholly-owned state-bank subsidiary. All other atom #274 cohort members are independent family banks, listed groups, or non-state institutional. The BancaStato (Garanzia dello Stato) upstream parentage is structurally distinctive.",
axion:wm:pf:bancastato_subsidiary,axion:wealth_management,ownership_structure,100% subsidiary of BancaStato (Banca dello Stato del Cantone Ticino) since 2010,"Unique within atom #274 cohort: a wholly-owned state-bank subsidiary. BancaStato has Garanzia dello Stato (Cantonal guarantee from Cantone Ticino, founded 1915) — implicit capital strength upstream. BancaStato itself reports CHF 18.20 bn cifra di bilancio, 546 employees, 4 branches + 15 agencies in Ticino, CET1 15.3% (31.12.2024). Axion is the high-end Private Banking arm of this state-bank group.",
axion:wm:pf:esg_sba_compliant,axion:wealth_management,esg_integration,ESG-integrated AM + advisory per SBA guidelines (binding on members),"Per ""ESG: Sustainable investments in Axion SWISS Bank SA"" (2026) brochure: SBA (Swiss Bankers Association) has issued guidelines on ESG preferences + risks in advisory + AM; these are binding on members and Axion is a member. ESG analysis applied (Environmental, Social, Governance factors). Greenwashing risks explicitly disclosed to clients. Asset management mandate clients receive ESG positioning information.",