id,product_id,feature_key,feature_value,note,source_page aquila:konto_depot:pf:ifa_only,aquila:konto_depot,pricing_condition,Banking exclusively for Schweizer Vermoegensverwalter + Family Offices,"Aquila Bank serves ONLY independent wealth managers and family offices based in Switzerland — never directly retail consumers. End-clients are clients of the partner IFA, who in turn books custody with Aquila.", aquila:konto_depot:pf:no_balance_risk,aquila:konto_depot,pricing_condition,No proprietary trading; no balance-sheet risk; no commercial lending,"Per aquila.ch/bank: ""Wir gehen keine Bilanzrisiken ein, betreiben keinen Eigenhandel und sind nicht im kommerziellen Kreditgeschaeft taetig."" Conservative custodian-only positioning.",