id,product_id,feature_key,feature_value,note,source_page bergos:family_office:pf:next_gen_segment,bergos:family_office,pricing_condition,Next Gen — explicitly named client segment,"Bergos publishes ""Next Gen"" / ""Die nächste Generation"" as one of four named client segments (Private Investors / Institutional / Intermediaries / Next Gen). Explicit acknowledgment of inter-generational wealth transfer as a distinct service offering. Increasingly common in CH UHNW classical but Bergos's up-front structural positioning is more committed than most.",