id,product_id,feature_key,feature_value,note,source_page
ca_nextbank:pack_ca_simply:pf:atom_299_frontalier,ca_nextbank:pack_ca_simply,pricing_condition,Atom #299 — explicit frontalier (cross-border) specialization (FIRST OBSERVED),"CA Next Bank explicitly positions for cross-border commuters (FR/DE/IT frontaliers). Quote: ""View offer for cross-border commuters"". Distinct service track: CHF+EUR multi-currency accounts standard, SEPA + SWIFT free in CA First pack, foreign payments to FR/DE/IT/AT at distinct rate (CHF 2.50 vs CHF 0 internal vs higher elsewhere), CA Simply pack EXCLUSIVELY for FR/DE/IT IBAN holders. First CH retail bank in dataset with explicit frontalier specialization. Reflects CA's heritage as a regional French bank with Geneva-Basel cross-border DNA. Exemption from early-repayment fee if switching to ""Crédit Agricole Regional Bank"" reinforces cross-border-CA-group integration.",