id,product_id,feature_key,feature_value,note,source_page
ca_nextbank:savings_3a:pf:liberty_foundation_partnership,ca_nextbank:savings_3a,pricing_condition,Pillar 3a via Liberty Foundation partnership (0.70% all-in),"CA Next Bank operates Pillar 3a via foundation partnership with Liberty 3a Retirement Savings Foundation (and Lealta for vested benefits). 0.40% foundation fee + 0.30% bank fee = 0.70% all-in p.a., deducted monthly. Same shape as VIAC/Frankly foundation-fund pattern. Different from Scobag's direct-investment 3a (atom #292) or cantonal-bank Vorsorgestiftungen.",
ca_nextbank:savings_3a:pf:pilla_app,ca_nextbank:savings_3a,pricing_condition,Pilla app — 100% digital pension management,"CA Next Bank promotes ""Pilla"" app for 100% digital Pillar 3A / vested benefits management. Separate brand (pilla.swiss) — likely a partnership or subsidiary. Digital-pension positioning aligns with VIAC/Frankly/finpension neobank-3a wave.",