id,product_id,feature_key,feature_value,note,source_page
ce_chermignon:compte_senior:pf:no_senior_premium,ce_chermignon:compte_senior,pricing_condition,Compte senior pays SAME rate as compte épargne — no senior premium,"Unlike CEN (senior 0.30% vs nominatif 0.20%, +10 bp senior premium), CECM's compte senior pays exactly the same 0.30% as the standard compte épargne. The ""senior"" label appears to be packaging/branding rather than a true rate differentiator. Possibly a relic from a higher-rate environment (in 2024-09 schedule it was also same as épargne, 0.50% / 0.50%).",