id,product_id,feature_key,feature_value,note,source_page eek:privatkonto:pf:bank_history_1862,eek:privatkonto,pricing_condition,"Bank EEK AG — founded 1862 as ""Ersparnis- und Effektenkasse Bern"", became AG in 2002","Single-region Bern Sparkasse with 160+ years of operations. AG-structured (not Genossenschaft), unlike Bank Gantrisch / Bank Leerau. Demonstrates the atom #275 cohort spans both Genossenschaften (cooperative) AND AG-structured regional banks — the transparency posture tracks bank SIZE and LOCAL-MARKET position, not strictly corporate form.",