id,product_id,feature_key,feature_value,note,source_page efg_bve:current_account:pf:cohort_with_efg_ch,efg_bve:current_account,pricing_condition,2-bank EFG group: efg (CH stub) + efg_bve (LI substantive),Cross-jurisdiction sibling load — atom #273 follow-up complete. EFG Bank AG (Zurich) loaded as stub (no_public_pricing pattern); EFG Bank von Ernst AG (Vaduz) loaded substantively from the captured BvE PDF. Atom #273 schema-gap proposal (cross_entity_attribution_warning) now has concrete cross-bank verifiable example., efg_bve:current_account:pf:ebanking_free,efg_bve:current_account,pricing_condition,"eBanking payments free (CHF + foreign currencies, inbound + outbound)",All eBanking payment channels free. Paper-channel costs CHF 20-40 depending on currency + destination. Strong digital pricing differential.,5