id,product_id,feature_key,feature_value,note,source_page efg_bve:wealth_mgmt_traditional_instruct:pf:aiof_alternative,efg_bve:wealth_mgmt_traditional_instruct,pricing_condition,Alternative pricing: 0.75% + courtage + depot (instead of 1.8% AIOF),Client can choose: 1.8% AIOF or 0.75% AIOF + separate courtage + depot fees. Latter favorable for high-turnover clients with low courtage usage.,3 efg_bve:wealth_mgmt_traditional_instruct:pf:min_2500,efg_bve:wealth_mgmt_traditional_instruct,pricing_condition,CHF 2500 minimum p.a. across all 4 wealth-mgmt strategies,"Same minimum applies whether 1.8% or 1.5% AIOF strategy. Effective entry threshold to wealth mgmt: at 1.5% AIOF, breakeven is approximately CHF 167k AUM; at 1.8%, approximately CHF 139k AUM.",3