id,product_id,feature_key,feature_value,note,source_page ek_rueggisberg:wertschriftendepot_eo:pf:anteilschein_kostenlos,ek_rueggisberg:wertschriftendepot_eo,pricing_condition,Cooperative member discount: Anteilschein EKR custody kostenlos,"Cooperative shares of the EKR itself are custody-fee-free, mirroring the Bank Oberaargau Aktionaerskonto pattern (Privatkonto-Pauschale entfaellt fuer Aktionaere). Cooperative-member-discount mechanism at the securities-custody level — same incentive structure, different product. Common in the atom #275 cohort but published transparently here.",