id,product_id,feature_key,feature_value,note,source_page
ek_schaffhausen:privor_3a:pf:stiftung,ek_schaffhausen:privor_3a,pricing_condition,Privor-Stiftung as 3a-Bridge (no own foundation),EKSH uses external Privor-Stiftung for 3a + Freizuegigkeit (vs SLF own Rendita-Stiftung). Industry-standard pattern for smaller regionals.,