id,product_id,feature_key,feature_value,note,source_page ek_schaffhausen:sparkonto_top:pf:rate_floor,ek_schaffhausen:sparkonto_top,pricing_condition,Best regular CHF savings rate at 0.25% bis CHF 100k,"Loyalty-style tiered savings: 0.25% on first CHF 100k, 0.10% above. No special-customer requirement (unlike HBL/SLF Aktionaerssparkonto).",