id,product_id,feature_key,feature_value,note,source_page ek_speicher:kontokorrent:pf:hypothek_seniority,ek_speicher:hypothek_var_2,pricing_condition,Traditional 1. Hypothek / 2. Hypothek seniority distinction published,EKS publishes separate rates for 1. Hypothek (variabel 1.25%) and 2. Hypothek (variabel 1.75%) — traditional Swiss mortgage senior/junior structure. 50bp spread for the nachrangige Hypothek. Uncommon in the atom #275 cohort: most members publish a single variabel/SARON/Fest rate without the senior/junior split. Adds another publication-depth point to sub-pattern 3a.,