id,product_id,feature_key,feature_value,note,source_page
ek_speicher:sparkonto:pf:2pct_konvention_third_instance,ek_speicher:sparkonto,pricing_condition,"2% Nichtkuendigungs-Kommission — 3rd cooperative-bank instance, convention confirmed","EKS Anlagesparkonto + Sparen/Sparen60+ both specify 2% on the over-limit withdrawal amount when the notice period is violated. Same 2% number as EKR (PR #127) and Biene Bank im Rheintal (PR #128). THREE cooperative/regional banks now show identical 2% penalty — this is a Swiss-cooperative-bank convention, not a per-bank coincidence. Worth escalating to a named convention atom in a follow-up.",