id,product_id,feature_key,feature_value,note,source_page
gantrisch:festhypothek:pf:atom_275_published,gantrisch:festhypothek,pricing_condition,"Mortgage rates published statically (Stand 30.04.2026, Richtsaetze fuer Wohnbauobjekte)","Atom #275 3rd-instance confirmation: small non-Clientis cooperative Swiss banks publish their mortgage rate schedules statically. Contrast with (a) cantonal Hypothek-Rechner gate (atom #258) and (b) Clientis JS-render gate (atom #271/#277). Bank Gantrisch is the third cohort member after EKSH (Ersparniskasse Schaffhausen, PR #92) and now is_tailored=0 + concrete published rates.",