id,product_id,feature_key,feature_value,note,source_page
gantrisch:vv_sense:pf:youth_aum_low,gantrisch:vv_sense,eligibility,Mass-affluent wealth management from CHF 3500 AuM; free until age 30,"Sense Portfolio is structurally unusual: Verwaltungsgebuehr-frei until age 30 (youth wealth-management subsidy) AND opens at CHF 3500 AuM (genuinely mass-affluent entry point, vs Swiss-bank norm of CHF 100k-1M). The youth-free + low-threshold combination is a customer-acquisition design for under-30s.",