id,product_id,feature_key,feature_value,note,source_page grb:privor_3a:pf:privor_pension_partner,grb:privor_3a,pricing_condition,PRIVOR-Stiftung partner for 3a + Freizuegigkeit,GRB uses PRIVOR-Stiftung as the underlying foundation for 3a and Freizuegigkeit products. Same pattern as Bank Gantrisch (atom #277 cooperative-loyalty cohort). PRIVOR is a standard pension foundation used by multiple small regional banks.,