id,product_id,feature_key,feature_value,note,source_page
habib:wm:pf:atom_274_40,habib:wealth_management,pricing_condition,"Atom #274 40th instance — Pakistani family, Sirat Islamic banking offering","Habib Bank AG Zurich (HBZ) was founded 1967 by the Habib family. Distinctive offering: ""Sirat"" Sharia-compliant Islamic banking product line — rare in CH (also offered by some MENA-focused banks). International footprint UK/UAE/HK/ZA/KE/PK. Atom #293 — Pakistani founding family unique among atom #274.",