id,product_id,feature_key,feature_value,note,source_page
jpmorgan:vermoegensverwaltung:pf:finsa_optout,jpmorgan:vermoegensverwaltung,pricing_condition,FINSA Art. 31 professional-client opt-out → tailored pricing posture,"Fifth instance of the CH UHNW classical tailored-by-design cohort (atom #274). After Pictet (0 products), EFG (PR #84), Julius Bär (PR #103), Lombard Odier (PR #104). All five use the FINSA professional-client opt-out to negotiate fees per relationship.",
jpmorgan:vermoegensverwaltung:pf:german_sibling,jpmorgan:vermoegensverwaltung,pricing_condition,"German sibling (J.P. Morgan SE, Frankfurt) publishes a schedule under MiFID II","Cross-jurisdiction parallel observation: J.P. Morgan SE (Frankfurt-headquartered EU entity, MiFID II regulated) publishes a Geschäftsbedingungen und Preisliste PDF. The Swiss entity does not. Same pattern as EFG-CH/efg_bve and Julius Bär CH/LU. The third such CH/EU parallel observed in the atom #274 cohort — strong reinforcement that EU jurisdiction (MiFID II Art. 24(4)) is the disclosure-mandating force.",
jpmorgan:vermoegensverwaltung:pf:us_foreign_controlled,jpmorgan:vermoegensverwaltung,pricing_condition,"US-foreign-controlled subsidiary (JPMorgan Chase & Co., NYSE: JPM)","J.P. Morgan (Suisse) SA is a Swiss subsidiary of JPMorgan Chase & Co. (US, NYSE: JPM, ~USD 4T AuM globally). Fifth governance form in the atom #274 cohort:
- Pictet: Swiss partnership (ring-fenced 2014)
- EFG: foreign-controlled (BTG Pactual Brazil), publicly listed
- Julius Bär: Swiss publicly listed (SIX: BAER)
- Lombard Odier: Swiss partnership, unlimited liability (1796)
- JPMorgan Suisse: US-foreign-controlled, subsidiary of US money-center bank
All five share the is_tailored=1 posture. Ownership form is irrefutably orthogonal to pricing posture.",