id,product_id,feature_key,feature_value,note,source_page lienhardt:edelmetallkonto:pf:krypto_multi_fee_100_pct_pa_500_pro_wallet_15_pct_courtage_novel_crypto_stack,lienhardt:edelmetallkonto,pricing_condition,Lienhardt Krypto-Depot Multi-Fee-Struktur: **Depotgebuehr Kryptowaehrungen 1.00% p.a.** (3.3x normal 0.30%). **je Wallet pro Kryptowaehrung: einmalig CHF 500** Setup-Fee. **Courtage Kryptowaehrungen 1.50%** (3x normal Aktien-Courtage). Novel Cross-Bank-Muster: 3-Layer-Krypto-Preisung.,"Novel Cross-Bank-Muster: Multi-Fee-Krypto-Struktur (Depot + Setup + Courtage). Cross-Bank-Vergleich: Bordier ""auf Anfrage"" (Batch 27), AMINA Bank Crypto-fokus (Batch 19), ZGKB Digital-Assets CHF 1k/Monat Firmen (Batch 30). Lienhardt granular mit 3 unabhaengigen Krypto-Kosten. Signal: transparente Krypto-Aufwand-Preisung fuer Retail-HNW.",7