id,product_id,feature_key,feature_value,note,source_page lombardodier:beratungsmandat:pf:conseil_active_060_036_min_3000_active_plus_120_072_dual_service,lombardodier:beratungsmandat,pricing_condition,"Lombard Odier LOESA Beratungs-Dual-Service: **Service Conseil Active <4 Mio 0.60% → >40 Mio 0.36%, Minimum pro Quartal EUR 3'000, -30% Rabatt auf Courtage-Frais**. **Service Conseil Active Plus 1.20% → 0.72%, Minimum EUR 6'000, EUR 180 Transaktion-Fee**. Droits de garde 0.24% p.a. Novel: dual-service-tier innerhalb Beratungs-Familie.","Novel Cross-Bank-Muster: Dual-Beratungsmandat-Struktur mit unterschiedlichen Trans-Fee-Modellen (Active hat 30% Courtage-Rabatt vs Active Plus hat Flat EUR 180). Cross-Bank-Vergleich: Baumann ALL-IN + AKTIV + BASIS (Batch 36, 3-fach), Vontobel Delegate diverse (Batch 27). Lombard Odier binaeres Advisor-Modell.",3