id,product_id,feature_key,feature_value,note,source_page
lombardodier:vermoegensverwaltung:pf:continuous_since_1796,lombardodier:vermoegensverwaltung,pricing_condition,Continuous brand since 1796 (the oldest unbroken Geneva private banking house),Founded 1796 by Henri Hentsch and Jean-Gédéon Lombard. Continuous brand line for 230 years. Among the oldest active private banking houses in Switzerland. The longevity is a brand asset and a structural reason for the relationship-based pricing model (multi-generation clients).,
lombardodier:vermoegensverwaltung:pf:finsa_optout,lombardodier:vermoegensverwaltung,pricing_condition,FINSA Art. 31 professional-client opt-out → tailored pricing posture,"Fourth instance of the CH UHNW classical tailored-by-design cohort (atom #274). After Pictet (0 products, stub-only), EFG (PR #84), Julius Bär (PR #103). All four use the FINSA professional-client opt-out to negotiate fees per relationship rather than publish a retail schedule.",
lombardodier:vermoegensverwaltung:pf:partnership_structure,lombardodier:vermoegensverwaltung,pricing_condition,Swiss partnership at group level (community of partners with unlimited liability),"Lombard Odier group is structured as a partnership of unlimited-liability partners, the same governance shape as Pictet. This is unusual for a major bank — most are joint-stock companies. The partners have personal financial liability for the firm, which is often cited as a trust signal for UHNW clients and a structural reason for the on-request pricing posture (partners price each relationship personally).",