id,product_id,feature_key,feature_value,note,source_page mirabaud:vermoegensverwaltung:pf:1819_founding,mirabaud:vermoegensverwaltung,pricing_condition,"1819 founding — 5th pre-1850 atom #274 instance, SAME YEAR as EKS (atom #275)","Mirabaud founded 1819 in Geneva. Joins the pre-1850 atom #274 cluster: Rahn+Bodmer 1750, Lombard Odier 1796, Pictet 1805, Dreyfus 1813, Mirabaud 1819. Five of 20 tailored cohort members are pre-1850 = 25%. EDITORIAL TWIN: Ersparniskasse Speicher (atom #275 publisher) was ALSO founded 1819 — same year, opposite disclosure choice. Mirabaud chose tailored UHNW classical; EKS chose published small-Sparkasse with full mortgage schedule.", mirabaud:vermoegensverwaltung:pf:700_staff,mirabaud:vermoegensverwaltung,pricing_condition,700 staff — substantial international banking group,Mirabaud employs 700 staff globally across its Private Banking + Asset Management + Investment Solutions divisions. Comparable scale to REYL (350) but smaller than UBP (~3000 estimated globally). 2025 half-year net profit +20% YoY per press communications., mirabaud:vermoegensverwaltung:pf:eighth_geneva_instance,mirabaud:vermoegensverwaltung,pricing_condition,8th Geneva HQ atom #274 instance — Geneva now most-represented city,"Geneva atom #274 cohort instances after this load: Pictet, Lombard Odier, EdR Suisse, Deutsche Bank Suisse, Piguet Galland, UBP, REYL Intesa Sanpaolo, Mirabaud. Geneva = 8 of 20 = 40% — now slightly higher share than Zurich (8 of 20). Cohort city distribution: Geneva x8, Zurich x8, Basel x3, Bern x1, Lucerne x1, Lugano x1.", mirabaud:vermoegensverwaltung:pf:family_led_7gen,mirabaud:vermoegensverwaltung,pricing_condition,7-generation family-led — 6th family-led atom #274 instance,"Mirabaud is family-owned and family-led across 7 generations since 1819 (and presently Mirabaud + Aeschlimann families). 6th family-led atom #274 cohort instance: Rahn+Bodmer (7gen), Dreyfus (7gen), Reichmuth & Co, Edmond de Rothschild, Maerki Baumann, **Mirabaud (7gen)**. Family-led is necessary but not sufficient for tailored — 5 of 6 family-led members tailor; only Reichmuth publishes.", mirabaud:vermoegensverwaltung:pf:finsa_optout,mirabaud:vermoegensverwaltung,pricing_condition,FINSA Art. 31 professional-client opt-out -> tailored posture,20th instance of CH UHNW classical cohort. 19 tailored + 1 published (Reichmuth) before this load; Mirabaud is the 19th tailored cohort member., mirabaud:vermoegensverwaltung:pf:sca_governance,mirabaud:vermoegensverwaltung,pricing_condition,NEW governance form — Société en Commandite par Actions suisse (SCA),"Mirabaud SCA combines unlimited liability for Associés Gérants (managing partners) with limited liability for Associés Commanditaires (capital-contributing partners). Distinct from Swiss general partnership unlimited liability (Pictet/Lombard Odier/Reichmuth), KmG (Rahn+Bodmer/Baumann), and AG variants. 15th distinct governance variation in atom #274 cohort. Editorial: the unlimited-liability ethic of the Managing Partners is the same as Pictet — but with a more flexible legal envelope for outside capital.",