id,product_id,feature_key,feature_value,note,source_page reichmuth:asset_mgmt_modular:pf:mass_affluent_entry,reichmuth:asset_mgmt_modular,pricing_condition,Modular Strategies open mass-affluent entry at 0.50% all-in,"Reichmuth's Modular Strategies tier (0.50% all-in p.a.) is genuinely mass-affluent-accessible — closer to a robo-advisor pricing than to UHNW classical levels. Combined with the lower AuM threshold this suggests Reichmuth's target market is broader than the pure UHNW segment, possibly explaining why transparency is more important to them than to a Pictet that only serves clients above CHF 5M minimum.",