id,product_id,feature_key,feature_value,note,source_page
reichmuth:asset_mgmt_standard_allin:pf:atom_274_counter_example,reichmuth:asset_mgmt_standard_allin,pricing_condition,Atom #274 COUNTER-EXAMPLE — CH UHNW classical that PUBLISHES,"After Pictet, EFG, Julius Bär, Lombard Odier, JPMorgan Suisse (all is_tailored=1), Reichmuth is the FIRST CH UHNW classical to publish a transparent fee schedule. Verbatim from the schedule: ""A fee is built on performance. Clear, fair and transparent."" The atom #274 thesis is refined: FINSA Art. 31 is permissive not mandating — UHNW banks CAN tailor, but Reichmuth shows they don't have to.",
reichmuth:asset_mgmt_standard_allin:pf:partnership_unlimited_liability,reichmuth:asset_mgmt_standard_allin,pricing_condition,"Swiss partnership, unlimited-liability partners",Reichmuth & Co Privatbankiers is structured as a Swiss partnership with unlimited personal liability of the partners (Karl Reichmuth and successors). Same governance form as Pictet and Lombard Odier — yet Reichmuth chooses transparency while the others choose opacity. Demonstrates that governance form is decoupled from transparency posture even within identical structural categories.,
reichmuth:asset_mgmt_standard_allin:pf:transparency_as_brand,reichmuth:asset_mgmt_standard_allin,pricing_condition,Transparency is explicit brand positioning,"Verbatim from fee schedule front page: ""Clear, fair and transparent. Our fee rates are based primarily on the type of mandate, time and effort involved, value added and equal treatment for similar client requirements. The fees charged are reported transparently and comprehensibly at all times."" Reichmuth treats fee disclosure as a market-differentiating posture vs the rest of the Swiss UHNW classical cohort.",
reichmuth:asset_mgmt_standard_allin:pf:younger_founding_1996,reichmuth:asset_mgmt_standard_allin,pricing_condition,Founded 1996 — younger than the established Geneva partnerships,"Reichmuth & Co was founded 1996 by Karl Reichmuth and family. Compare to Lombard Odier (1796) and Pictet (1805). The 200-year gap may explain the more modern transparency posture: Reichmuth grew up post-Big-Bang in an era where transparency was already a competitive differentiator, vs Pictet/Lombard Odier where on-request was the established norm before MiFID II.",