id,product_id,feature_key,feature_value,note,source_page
safrasarasin:vermoegensverwaltung:pf:crawler_out_of_scope_correct,safrasarasin:vermoegensverwaltung,pricing_condition,"Crawler correctly flagged ""out_of_scope"" — verbatim: ""Private bank — no public retail pricing published""","The crawler's _meta/coverage.json reads: {""status"": ""out_of_scope"", ""detail"": ""Private bank — no public retail pricing published"", ""data_quality"": ""out_of_scope""}. The crawler correctly identified that the Swiss entity publishes nothing retail-shaped. The Singapore-branch schedule that did get captured is correctly recognized as a different-jurisdiction artifact. Good signal that Walid feedback item #3 / #6 (categorizer training) is working as designed for this cohort.",
safrasarasin:vermoegensverwaltung:pf:finsa_optout,safrasarasin:vermoegensverwaltung,pricing_condition,FINSA Art. 31 professional-client opt-out → tailored posture,"8th instance of the CH UHNW classical cohort. After Pictet, EFG, Julius Bär, Lombard Odier, JPMorgan Suisse, BIL Suisse (6 tailored), Reichmuth (1 counter-example). Atom #274 now at 8 instances.",
safrasarasin:vermoegensverwaltung:pf:foreign_controlled_private,safrasarasin:vermoegensverwaltung,pricing_condition,"Foreign-controlled (Safra family, Brazilian/Lebanese), NOT publicly listed","7th governance form in atom #274 cohort. Foreign-owned-but-privately-held distinguishes Safra Sarasin from EFG (foreign-controlled-but-publicly-listed BR) and JPMorgan Suisse (US-foreign-controlled-but-publicly-listed-parent). Closest analog is Safra family holding — wealth-management bank as part of a banking dynasty empire. Founded as Sarasin & Cie in 1841 Basel, merged with Safra-Israelita in 2013.",
safrasarasin:vermoegensverwaltung:pf:singapore_sibling_publishes,safrasarasin:vermoegensverwaltung,pricing_condition,Singapore Branch publishes schedule under MAS regulation; Swiss entity does NOT — FIRST CH/SG parallel,"The Singapore Branch publishes a comprehensive Schedule of Fees (Bank J. Safra Sarasin Ltd Singapore Branch, valid from 1 Sep 2025, USD denominated). Portfolio management all-in fees: Fixed Income 1.00%, Defensive 1.40%, Balanced 1.60%, Dynamic 1.80%, Equity 2.00%. Custody 0.60% p.a. min USD 3000. The CH parent does not publish. FIFTH cross-jurisdiction parallel in atom #274 cohort but FIRST NON-EU one — Singapore's MAS Notice 656 (Sales and Distribution of Investment Products) is the disclosure-mandating regime, not MiFID II. Generalises atom #274: ANY disclosure-mandating regime drives the EU/Asia sibling to publish, FINSA opt-out keeps the Swiss parent silent.",