id,product_id,feature_key,feature_value,note,source_page saxo:trading_classic:pf:arr_benchmarks,saxo:trading_classic,pricing_condition,Alternative Reference Rates (ARRs): SARON/SOFR/ESTR/SONIA per currency,27-currency benchmark mapping per the commissions-charges-and-margin-schedule page. CHF = SARON ACT/360; USD = SOFR; EUR = ESTR; GBP = SONIA. Floor at 0%., saxo:trading_classic:pf:no_inactivity,saxo:trading_classic,pricing_condition,No inactivity fee,Saxo explicitly states no inactivity fee — competitive vs Swissquote and Dukascopy which both have inactivity surcharges., saxo:trading_classic:pf:tier_system,saxo:trading_classic,pricing_condition,3-tier account system: Classic / Platinum / VIP (via Saxo Rewards),Eligibility for Platinum + VIP via trading volume + account balance. Custody fees decline by ~3 bps per tier (0.15 → 0.12 → 0.09%).,