id,product_id,feature_key,feature_value,note,source_page sgkb:consult_basic:pf:4tier_anlagepakete,sgkb:consult_basic,pricing_condition,4-tier Anlagepaket-Struktur — CONSULT (basic/plus/top) + DIRECT,"SGKB strukturiert Wertschriften-Pricing in 4 Pakete: DIRECT (self-directed 0.25%), CONSULT basic (transaction-based 0.35%), CONSULT plus (portfolio-based tiered 0.65-0.50%), CONSULT top (premium portfolio-based 0.90-0.75%). Distinktiv: SGKB-Namenaktie wird im basic Paket NICHT berechnet (captive-shareholder-incentive).",