id,product_id,feature_key,feature_value,note,source_page
slb:aktionaer:pf:atom_275_17_publisher,slb:aktionaerssparkonto,pricing_condition,Atom #275 17th instance — Solothurn-Bucheggberg most-complete publisher,SLB publishes the most complete fee + rate schedule in the atom #275 cohort: Gebühren-Tarife (1.1.2024) + Kontosortiment-Zinssätze (1.1.2026) + Kassenobligation Zinssätze + annual/interim Geschäftsberichte. Aktionärssparkonto requires holding 1 SLB-Namenaktie — explicit shareholder-engagement product pattern shared with EKS and EKR.,
slb:aktionaer:pf:atom_287_explicit_regulatorisch,slb:aktionaerssparkonto,pricing_condition,"Atom #287 — 2% Nichtkündigungskommission explicitly framed as ""regulatorischer Satz""","SLB's footnote on the Kontosortiment PDF says verbatim: ""Nichtkündigungskommission bei Überziehung der Rückzugslimiten von 2.00% (regulatorischer Satz)"". The explicit ""regulatorischer Satz"" framing CONFIRMS atom #287 — the 2% rate is a regulatory convention, not bank-specific pricing. Previously observed (EKR, biene, EKS, Banque Léman) without explicit regulatory framing. SLB makes the cooperative-Sparkasse-regulatory origin explicit.",
slb:aktionaer:pf:shareholder_engagement_pattern,slb:aktionaerssparkonto,pricing_condition,Aktionärssparkonto requires 1 SLB-Namenaktie — shareholder-engagement pattern,"SLB's Aktionärssparkonto offers 0.300% (vs 0.100% standard Sparkonto) — 3x interest premium — in exchange for holding at least 1 SLB-Namenaktie. Atom #287-adjacent shareholder-engagement pattern shared with EKS (similar premium), EKR (Aktionärssparkonto), Banque Léman. Cooperative-Sparkasse mechanism to align customer interests with capital formation.",