id,product_id,feature_key,feature_value,note,source_page slb:sparkonto:pf:tier_break_100k,slb:sparkonto,pricing_condition,"Tier break at CHF 100,000 — concentration cap","SLB caps the higher savings-rate tier at CHF 100,000 (Aktionär, Anlage, Sparkonto) or CHF 50k (Jugendspar) or CHF 20k (Geschenkspar). Above the break: 0.010-0.050% (much lower). Pattern indicates SLB's deposit-base management — capping the cost of large deposits at near-zero. Rate-tiering at this break is more aggressive than Kantonalbanken (typically no break or break at CHF 1M+).",